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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clermont County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Clermont County, Ohio, home to Milford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,128 applications were decided by 187 lenders between 2023 and 2025.

Clermont County at a glance

187Active lenders31 with 20+ decisions
73.5%Market approval rate2,298 of 3,128 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,172 loans funded

How Clermont County compares

Approval rate compared
Clermont County73.5%Ohio70.0%All 616 counties68.2%
Typical loan compared
Clermont County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clermont County, OH, 489 of them.

First Community Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 51One lender: 31% approved of 29Amerisave Mortgage Corporation: 39% approved of 122One lender: 41% approved of 93One lender: 46% approved of 37One lender: 48% approved of 29One lender: 50% approved of 56One lender: 55% approved of 88One lender: 64% approved of 94One lender: 65% approved of 102One lender: 66% approved of 29One lender: 69% approved of 29One lender: 69% approved of 52One lender: 71% approved of 24One lender: 74% approved of 53One lender: 74% approved of 73One lender: 75% approved of 48One lender: 77% approved of 31One lender: 80% approved of 35One lender: 80% approved of 20One lender: 80% approved of 20Guardian Savings Bank: 80% approved of 102The Huntington National Bank: 81% approved of 141Rocket Mortgage, LLC: 82% approved of 604United Wholesale Mortgage, LLC: 85% approved of 211One lender: 86% approved of 37One lender: 89% approved of 55One lender: 91% approved of 98One lender: 92% approved of 24One lender: 93% approved of 82One lender: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Clermont County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%496 / 60499%$155K489
2United Wholesale Mortgage, LLCBroker only85%180 / 21197%$205K175
3The Huntington National Bank81%114 / 14195%$135K108
4Amerisave Mortgage Corporation39%48 / 12296%$105K46
5Guardian Savings Bank80%82 / 10296%$155K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 182 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Clermont County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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