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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hamilton County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Hamilton County, Ohio, home to Cincinnati, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,771 applications were decided by 259 lenders between 2023 and 2025.

Hamilton County at a glance

259Active lenders61 with 20+ decisions
68.3%Market approval rate5,988 of 8,771 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,659 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County68.3%Ohio70.0%All 616 counties68.2%
Typical loan compared
Hamilton County$145KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hamilton County, OH, 1,028 of them.

Cincinnati Ohio Police approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 85Amerisave Mortgage Corporation: 24% approved of 445One lender: 31% approved of 93One lender: 37% approved of 30One lender: 40% approved of 48One lender: 41% approved of 235One lender: 43% approved of 140One lender: 43% approved of 49One lender: 43% approved of 28One lender: 44% approved of 27One lender: 49% approved of 262One lender: 52% approved of 33One lender: 52% approved of 42One lender: 53% approved of 75One lender: 56% approved of 86One lender: 56% approved of 34One lender: 56% approved of 32One lender: 58% approved of 52One lender: 58% approved of 26One lender: 58% approved of 247One lender: 59% approved of 22One lender: 60% approved of 20One lender: 62% approved of 21One lender: 65% approved of 155One lender: 67% approved of 24First Financial Bank: 69% approved of 506One lender: 70% approved of 23One lender: 70% approved of 240One lender: 70% approved of 33One lender: 70% approved of 20One lender: 70% approved of 47One lender: 71% approved of 241One lender: 71% approved of 28One lender: 73% approved of 51One lender: 73% approved of 245One lender: 74% approved of 23One lender: 75% approved of 28Rocket Mortgage, LLC: 76% approved of 1,392The Huntington National Bank: 77% approved of 538United Wholesale Mortgage, LLC: 77% approved of 431One lender: 78% approved of 40One lender: 78% approved of 177One lender: 78% approved of 171One lender: 79% approved of 28One lender: 79% approved of 34One lender: 80% approved of 196One lender: 81% approved of 36One lender: 82% approved of 28One lender: 83% approved of 257One lender: 84% approved of 68One lender: 84% approved of 89One lender: 86% approved of 35One lender: 86% approved of 80One lender: 87% approved of 282One lender: 89% approved of 57One lender: 94% approved of 48One lender: 96% approved of 23One lender: 97% approved of 32One lender: 100% approved of 67One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%1,057 / 1,39297%$145K1,028
2The Huntington National Bank77%416 / 53896%$125K398
3First Financial Bank69%347 / 50698%$125K340
4Amerisave Mortgage Corporation24%106 / 44598%$105K104
5United Wholesale Mortgage, LLCBroker only77%334 / 43197%$185K324

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 254 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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