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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hamilton County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Hamilton County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,771 applications were decided by 259 lenders between 2023 and 2025.

Hamilton County at a glance

259Active lenders61 with 20+ decisions
68.3%Market approval rate5,988 of 8,771 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,659 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County68.3%Ohio70.0%All 616 counties68.2%
Typical loan compared
Hamilton County$145KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hamilton County, OH, 1,028 of them.

Cincinnati Ohio Police approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 85Amerisave Mortgage Corporation: 24% approved of 445Lakeview Loan Servicing, LLC: 31% approved of 93Spring Eq, LLC: 37% approved of 30American Financing Corporation: 40% approved of 48Carrington Mortgage Services, LLC: 41% approved of 235New Day Financial, LLC: 43% approved of 140Wells Fargo Bank, National Association: 43% approved of 49Prosperity Home Mortgage, LLC: 43% approved of 28KeyBank National Association: 44% approved of 27Newrez LLC: 49% approved of 262Navy Federal Credit Union: 52% approved of 33WesBanco Bank, Inc.: 52% approved of 42Mutual of Omaha Mortgage, Inc.: 53% approved of 75New American Funding, LLC: 56% approved of 86Quorum Federal Credit Union: 56% approved of 34Planet Home Lending, LLC: 56% approved of 32Village Capital & Investment LLC: 58% approved of 52Peoples Bank: 58% approved of 26Loandepot.Com, LLC: 58% approved of 247Citizens Bank, National Association: 59% approved of 22Stockton Mortgage Corporation: 60% approved of 20Sun West Mortgage Company, Inc.: 62% approved of 21Pennymac Loan Services, LLC: 65% approved of 155Lower, LLC: 67% approved of 24First Financial Bank: 69% approved of 506Riverhills Bank: 70% approved of 23Freedom Mortgage Corporation: 70% approved of 240Flagstar Bank, National Association: 70% approved of 33Superior Credit Union, Inc.: 70% approved of 20Third Federal Savings And Loan Association Of Cleveland: 70% approved of 47Fifth Third Bank, National Association: 71% approved of 241Guaranteed Rate, Inc.: 71% approved of 28PNC Bank, National Association: 73% approved of 51U.S. Bank National Association: 73% approved of 245Wright-Patt Credit Union, Inc.: 74% approved of 23Ruoff Mortgage Company, Inc.: 75% approved of 28Rocket Mortgage, LLC: 76% approved of 1,392The Huntington National Bank: 77% approved of 538United Wholesale Mortgage, LLC: 77% approved of 431Top Flite Financial, Inc.: 78% approved of 40Guardian Savings Bank: 78% approved of 177GoodLeap, LLC: 78% approved of 171Sofi Bank, N.A.tional Association: 79% approved of 28Republic Bank & Trust Company: 79% approved of 34Nationstar Mortgage LLC: 80% approved of 196The Federal Savings Bank: 81% approved of 36LCNB National Bank: 82% approved of 28General Electric Credit Union: 83% approved of 257JPMorgan Chase Bank, National Association: 84% approved of 68Cinfed Federal Credit Union: 84% approved of 89Equity Prime Mortgage LLC: 86% approved of 35Crosscountry Mortgage, LLC: 86% approved of 80Union Savings Bank: 87% approved of 282First Community Mortgage, Inc.: 89% approved of 57Kemba Credit Union, Inc.: 94% approved of 48Liberty Credit Union: 96% approved of 23Reliance First Capital, LLC: 97% approved of 32Cincinnati Ohio Police: 100% approved of 67Union Home Mortgage Corp.: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%1,057 / 1,39297%$145K1,028
2The Huntington National Bank77%416 / 53896%$125K398
3First Financial Bank69%347 / 50698%$125K340
4Amerisave Mortgage Corporation24%106 / 44598%$105K104
5United Wholesale Mortgage, LLCBroker only77%334 / 43197%$185K324

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 254 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Hamilton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Hamilton County

Mortgage lenders in Hamilton CountyHome improvement loans in Hamilton CountyRefinance in Hamilton CountyInvestment property purchase in Hamilton CountyInvestment cash-out refinance in Hamilton CountyInvestment refinance in Hamilton CountyInvestment home improvement in Hamilton County

Nearby markets

All lending in Hamilton CountyCounty overviewCash-out refinance across OhioStatewideFranklin CountyNearby county