Rize Federal Credit Union mortgage approval rate & lending review
Rize Federal Credit Union decided 1,012 mortgage applications and funded 624 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rize Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rize Federal Credit Union at a glance
Approval is 11.0 points above the 65.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 79% | 468 / 595 | 80% | $95K | 373 |
| Cash-out refinance | 74% | 227 / 306 | 83% | $165K | 188 |
| Investment home improvement | 51% | 20 / 39 | 80% | $125K | 16 |
Rize Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 75% | $95K | 909 | 547 |
| Nevada | 83% | $105K | 102 | 77 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rize Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 77% | 291 | 170 |
| San Bernardino County, CA | Home improvement loans | 77% | 142 | 82 |
| Clark County, NV | Home improvement loans | 91% | 67 | 55 |
| San Bernardino County, CA | Cash-out refinance | 76% | 78 | 52 |
| Riverside County, CA | Home improvement loans | 86% | 42 | 32 |
The county markets where Rize Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Rize Federal Credit Union
What is Rize Federal Credit Union's mortgage approval rate?
Rize Federal Credit Union approved 76.0% of the 1,012 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.0 points above the 65.0% national rate for the same mix of loan types.
How often do borrowers take the loan Rize Federal Credit Union offers?
Borrowers accepted 81% of the loans Rize Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rize Federal Credit Union make?
The typical home improvement loan loan Rize Federal Credit Union made was $95K; across all loan types its typical loan ran from $95K to $165K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rize Federal Credit Union lend?
Rize Federal Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in California, Nevada and Missouri.
Can I apply to Rize Federal Credit Union directly?
Yes. Rize Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rize Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rize Federal Credit Union treats applications, then get a rate quote from the lender.