Lender profile · HMDA 2023–2025
Ross Mortgage Corporation mortgage approval rates & lending data
Ross Mortgage Corporation decided 2,503 mortgage applications and funded 2,312 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,020 / 2,109 | 97% | $215K | 1,954 |
| Cash-out refinance | 91% | 135 / 148 | 95% | $215K | 128 |
| Refinance | 98% | 167 / 171 | 97% | $345K | 162 |
| Investment property purchase | 98% | 62 / 63 | 90% | $155K | 56 |
Ross Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 97% | $185K | 1,782 | 1,675 |
| Tennessee | 93% | $295K | 365 | 326 |
| Florida | 94% | $245K | 113 | 100 |
| Virginia | 98% | $375K | 62 | 55 |
| Illinois | 90% | $305K | 59 | 50 |
| Kentucky | 87% | $265K | 39 | 34 |
| South Carolina | 100% | $255K | 22 | 20 |
| North Carolina | 82% | $295K | 17 | 13 |
| Ohio | 100% | $185K | 13 | 13 |
| Georgia | 100% | $285K | 8 | 7 |
| Alabama | 86% | $305K | 7 | 5 |
| Indiana | 100% | $325K | 6 | 6 |
| Texas | 80% | $275K | 5 | 3 |
| Pennsylvania | 100% | $565K | 4 | 4 |
| Maryland | 100% | $905K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.