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refinance lenders · HMDA 2023–2025

Refinance lenders in Oakland County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Oakland County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,740 applications were decided by 317 lenders between 2023 and 2025.

Oakland County at a glance

317Active lenders74 with 20+ decisions
78.8%Market approval rate11,608 of 14,740 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up10,946 loans funded

How Oakland County compares

Approval rate compared
Oakland County78.8%Michigan78.1%All 616 counties76.5%
Typical loan compared
Oakland County$285KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Oakland County, MI, 1,138 of them.

Resicentral, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 80.

The typical mortgage refinance here is $285K, 97% larger than the Michigan typical of $145K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 3% approved of 33One lender: 26% approved of 210One lender: 38% approved of 205One lender: 42% approved of 38One lender: 45% approved of 33The Huntington National Bank: 53% approved of 743One lender: 57% approved of 65Comerica Bank: 63% approved of 751One lender: 63% approved of 68One lender: 63% approved of 402One lender: 65% approved of 69One lender: 68% approved of 59One lender: 70% approved of 43Citizens Bank, National Association: 71% approved of 1,221One lender: 72% approved of 36One lender: 73% approved of 52One lender: 74% approved of 177One lender: 76% approved of 45One lender: 76% approved of 108One lender: 76% approved of 327One lender: 77% approved of 30One lender: 77% approved of 564One lender: 79% approved of 58One lender: 80% approved of 95One lender: 81% approved of 723One lender: 81% approved of 81One lender: 82% approved of 88One lender: 82% approved of 288One lender: 83% approved of 35One lender: 83% approved of 47One lender: 84% approved of 243One lender: 84% approved of 37Rocket Mortgage, LLC: 85% approved of 1,417One lender: 85% approved of 41One lender: 86% approved of 29One lender: 87% approved of 108One lender: 88% approved of 494One lender: 88% approved of 34One lender: 88% approved of 86One lender: 88% approved of 52One lender: 89% approved of 80One lender: 90% approved of 49United Wholesale Mortgage, LLC: 90% approved of 2,345One lender: 92% approved of 84One lender: 92% approved of 38One lender: 94% approved of 51One lender: 94% approved of 105One lender: 95% approved of 56One lender: 95% approved of 230One lender: 95% approved of 149One lender: 95% approved of 309One lender: 96% approved of 54One lender: 97% approved of 59One lender: 97% approved of 89One lender: 97% approved of 76One lender: 98% approved of 165One lender: 98% approved of 52One lender: 100% approved of 80One lender: 100% approved of 66One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Oakland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%2,122 / 2,34597%$345K2,060
2Rocket Mortgage, LLC85%1,204 / 1,41795%$305K1,138
3Citizens Bank, National Association71%867 / 1,22196%$205K836
4Comerica Bank63%470 / 75194%$185K440
5The Huntington National Bank53%395 / 74391%$175K358

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 312 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Oakland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Oakland County

Genisys Credit UnionPNC Bank, National AssociationMichigan Schools and GovernmentBank of America, National AssociationFifth Third Bank, National AssociationLake Michigan Credit UnionFirst Merchants BankDfcu FinancialJPMorgan Chase Bank, National AssociationDiscover BankLakeview Loan Servicing, LLCFlagstar Bank, National AssociationUnion Home Mortgage Corp.Freedom Mortgage CorporationNewrez LLCBIRMINGHAM-BLOOMFIELD Credit UnionStaunton Financial, Inc.Consumers Credit UnionMortgage 1 IncorporatedVillage Capital & Investment LLCPennymac Loan Services, LLCThe Loan Store, Inc.Nationstar Mortgage LLCMichigan First Credit UnionResicentral, LLCCrosscountry Mortgage, LLCThird Federal Savings And Loan Association Of ClevelandCredit Union OneGuaranteed Rate, Inc.Mortgage Research Center, LLC

Other lending data for Oakland County

Mortgage lenders in Oakland CountyHome improvement loans in Oakland CountyCash-out refinance in Oakland CountyInvestment property purchase in Oakland CountyInvestment cash-out refinance in Oakland CountyInvestment refinance in Oakland CountyInvestment home improvement in Oakland County

Nearby markets

All lending in Oakland CountyCounty overviewRefinance across MichiganStatewideGenesee CountyNearby countyLivingston CountyNearby countyMacomb CountyNearby countyWashtenaw CountyNearby county