SALAL Credit Union mortgage approval rate & lending review
SALAL Credit Union decided 412 mortgage applications and funded 220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions SALAL Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
SALAL Credit Union at a glance
Approval is 11.2 points below the 69.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 57 / 63 | 70% | $415K | 40 |
| Home improvement loans | 41% | 75 / 185 | 100% | $105K | 75 |
| Cash-out refinance | 63% | 73 / 115 | 99% | $105K | 72 |
| Refinance | 77% | 24 / 31 | 96% | $155K | 23 |
SALAL Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 61% | $105K | 334 | 186 |
| California | 45% | $85K | 60 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where SALAL Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| King County, WA | Home improvement loans | 44% | 88 | 39 |
| King County, WA | Cash-out refinance | 76% | 46 | 34 |
| Snohomish County, WA | Home improvement loans | 62% | 21 | 13 |
The county markets where SALAL Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about SALAL Credit Union
What is SALAL Credit Union's mortgage approval rate?
SALAL Credit Union approved 58.3% of the 412 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points below the 69.5% national rate for the same mix of loan types.
How often do borrowers take the loan SALAL Credit Union offers?
Borrowers accepted 92% of the loans SALAL Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does SALAL Credit Union make?
The typical home improvement loan loan SALAL Credit Union made was $105K; across all loan types its typical loan ran from $105K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does SALAL Credit Union lend?
SALAL Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in Washington, California and Oregon.
Can I apply to SALAL Credit Union directly?
Yes. SALAL Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show SALAL Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how SALAL Credit Union treats applications, then get a rate quote from the lender.