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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in King County, Washington

Fat Boy Data analyzed cash-out refinance activity in King County, Washington, home to Seattle, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,276 applications were decided by 342 lenders between 2023 and 2025.

King County at a glance

342Active lenders73 with 20+ decisions
71.3%Market approval rate8,749 of 12,276 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,265 loans funded

How King County compares

Approval rate compared
King County71.3%Washington71.3%All 616 counties68.2%
Typical loan compared
King County$305KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in King County, WA, 1,785 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical cash-out refinance here is $305K, 49% larger than the Washington typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 42One lender: 18% approved of 77One lender: 19% approved of 52One lender: 19% approved of 67Amerisave Mortgage Corporation: 23% approved of 564One lender: 38% approved of 128One lender: 40% approved of 195One lender: 47% approved of 157One lender: 51% approved of 138One lender: 55% approved of 86Newrez LLC: 55% approved of 592One lender: 56% approved of 156One lender: 58% approved of 38One lender: 61% approved of 220One lender: 63% approved of 67One lender: 69% approved of 48One lender: 69% approved of 32One lender: 69% approved of 299One lender: 69% approved of 140One lender: 70% approved of 159U.S. Bank National Association: 70% approved of 317One lender: 70% approved of 107One lender: 70% approved of 44One lender: 70% approved of 61One lender: 71% approved of 65One lender: 71% approved of 49One lender: 73% approved of 179One lender: 73% approved of 312One lender: 75% approved of 119One lender: 75% approved of 69One lender: 76% approved of 190One lender: 76% approved of 278One lender: 76% approved of 46One lender: 76% approved of 189One lender: 78% approved of 32United Wholesale Mortgage, LLC: 78% approved of 898One lender: 78% approved of 107One lender: 79% approved of 178One lender: 80% approved of 30Rocket Mortgage, LLC: 80% approved of 2,295One lender: 81% approved of 57One lender: 83% approved of 308One lender: 83% approved of 42One lender: 84% approved of 38One lender: 84% approved of 128One lender: 85% approved of 252One lender: 85% approved of 54One lender: 86% approved of 78One lender: 87% approved of 53One lender: 88% approved of 34One lender: 90% approved of 48One lender: 91% approved of 74One lender: 91% approved of 54One lender: 91% approved of 34One lender: 92% approved of 141One lender: 93% approved of 229One lender: 93% approved of 29One lender: 95% approved of 110One lender: 95% approved of 44One lender: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,838 / 2,29597%$165K1,785
2United Wholesale Mortgage, LLCBroker only78%704 / 89897%$335K682
3Newrez LLC55%328 / 59296%$135K315
4Amerisave Mortgage Corporation23%132 / 56497%$145K128
5U.S. Bank National Association70%222 / 31798%$255K217

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 337 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in King County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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