Saygo Home Loans, LLC mortgage approval rate & lending review
Saygo Home Loans, LLC decided 1,145 mortgage applications and funded 871 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Saygo Home Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to saygo.com.
Saygo Home Loans, LLC at a glance
Approval is 9.2 points above the 71.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 80% | 559 / 702 | 95% | $325K | 532 |
| Refinance | 83% | 345 / 416 | 93% | $325K | 320 |
Saygo Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 79% | $325K | 193 | 137 |
| Arizona | 84% | $355K | 141 | 111 |
| California | 73% | $385K | 101 | 72 |
| North Carolina | 79% | $275K | 92 | 69 |
| Georgia | 79% | $285K | 78 | 59 |
| Colorado | 85% | $445K | 72 | 59 |
| Illinois | 64% | $315K | 47 | 29 |
| South Carolina | 93% | $385K | 45 | 37 |
| Oregon | 86% | $335K | 44 | 35 |
| Pennsylvania | 86% | $265K | 44 | 36 |
| Indiana | 84% | $245K | 38 | 31 |
| Tennessee | 86% | $285K | 36 | 30 |
| Ohio | 85% | $265K | 34 | 29 |
| New Jersey | 74% | $305K | 31 | 21 |
| Michigan | 67% | $235K | 27 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Saygo Home Loans, LLC
What is Saygo Home Loans, LLC's mortgage approval rate?
Saygo Home Loans, LLC approved 80.8% of the 1,145 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 71.6% national rate for the same mix of loan types.
How often do borrowers take the loan Saygo Home Loans, LLC offers?
Borrowers accepted 94% of the loans Saygo Home Loans, LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Saygo Home Loans, LLC make?
The typical cash-out refinance loan Saygo Home Loans, LLC made was $325K; across all loan types its typical loan ran from $325K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Saygo Home Loans, LLC lend?
Saygo Home Loans, LLC decided applications in 25 of the states Fat Boy Data covers, most of them in Florida, Arizona and California.
Can I apply to Saygo Home Loans, LLC directly?
Yes. Saygo Home Loans, LLC reports as a direct lender that takes applications from borrowers. Its website is saygo.com.
Does this page show Saygo Home Loans, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Saygo Home Loans, LLC treats applications, then get a rate quote from the lender.