Servbank, N.A.tional Association mortgage approval rate & lending review
Servbank, N.A.tional Association decided 1,765 mortgage applications and funded 344 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Servbank, N.A.tional Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Servbank, N.A.tional Association at a glance
Approval is 53.0 points below the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 259 / 285 | 100% | $275K | 258 |
| Cash-out refinance | 2% | 20 / 1,242 | 95% | $405K | 19 |
| Refinance | 18% | 35 / 191 | 97% | $235K | 34 |
| Investment property purchase | 90% | 28 / 31 | 100% | $245K | 28 |
Servbank, N.A.tional Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 23% | $335K | 190 | 43 |
| California | 12% | $335K | 165 | 20 |
| Illinois | 81% | $275K | 140 | 112 |
| North Carolina | 1% | $255K | 87 | 1 |
| Arizona | 34% | $235K | 74 | 24 |
| Virginia | 17% | $505K | 66 | 11 |
| South Carolina | 6% | $245K | 62 | 4 |
| Georgia | 13% | $335K | 61 | 7 |
| Nevada | 12% | $325K | 56 | 7 |
| Colorado | 20% | $455K | 51 | 10 |
| Maryland | 12% | $295K | 51 | 6 |
| New Jersey | 0% | — | 49 | 0 |
| New York | 26% | $285K | 42 | 11 |
| Pennsylvania | 10% | $105K | 42 | 4 |
| Michigan | 8% | $235K | 39 | 3 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Servbank, N.A.tional Association
What is Servbank, N.A.tional Association's mortgage approval rate?
Servbank, N.A.tional Association approved 19.7% of the 1,765 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 53.0 points below the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan Servbank, N.A.tional Association offers?
Borrowers accepted 99% of the loans Servbank, N.A.tional Association approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Servbank, N.A.tional Association make?
The typical cash-out refinance loan Servbank, N.A.tional Association made was $405K; across all loan types its typical loan ran from $235K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Servbank, N.A.tional Association lend?
Servbank, N.A.tional Association decided applications in 51 of the states Fat Boy Data covers, most of them in Florida, California and Illinois.
Can I apply to Servbank, N.A.tional Association directly?
Yes. Servbank, N.A.tional Association is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Servbank, N.A.tional Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Servbank, N.A.tional Association treats applications, then get a rate quote from the lender.