Servis One, Inc. mortgage approval rate & lending review
Servis One, Inc. decided 420 mortgage applications and funded 312 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Servis One, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Servis One, Inc. at a glance
Approval is 0.4 points below the 74.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 71% | 91 / 129 | 100% | $135K | 91 |
| Refinance | 77% | 190 / 246 | 100% | $295K | 190 |
Servis One, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 73% | $245K | 44 | 32 |
| California | 64% | $155K | 39 | 25 |
| Florida | 77% | $265K | 39 | 30 |
| South Carolina | 61% | $195K | 23 | 14 |
| Illinois | 71% | $65K | 21 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Servis One, Inc.
What is Servis One, Inc.'s mortgage approval rate?
Servis One, Inc. approved 74.3% of the 420 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.4 points below the 74.7% national rate for the same mix of loan types.
How often do borrowers take the loan Servis One, Inc. offers?
Borrowers accepted 100% of the loans Servis One, Inc. approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Servis One, Inc. make?
The typical mortgage refinance loan Servis One, Inc. made was $295K; across all loan types its typical loan ran from $135K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Servis One, Inc. lend?
Servis One, Inc. decided applications in 42 of the states Fat Boy Data covers, most of them in Texas, California and Florida.
Can I apply to Servis One, Inc. directly?
Yes. Servis One, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Servis One, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Servis One, Inc. treats applications, then get a rate quote from the lender.