Sis Bancorp, Mhc mortgage approval rate & lending review
Sis Bancorp, Mhc decided 656 mortgage applications and funded 587 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sis Bancorp, Mhc reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sis Bancorp, Mhc at a glance
Approval is 13.0 points above the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 195 / 221 | 99% | $365K | 194 |
| Home improvement loans | 96% | 82 / 85 | 98% | $85K | 80 |
| Cash-out refinance | 91% | 159 / 174 | 100% | $175K | 159 |
| Refinance | 94% | 34 / 36 | 100% | $165K | 34 |
| Investment property purchase | 90% | 89 / 99 | 99% | $215K | 88 |
Sis Bancorp, Mhc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 89% | $205K | 502 | 441 |
| New Hampshire | 96% | $255K | 146 | 139 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sis Bancorp, Mhc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, ME | Cash-out refinance | 91% | 118 | 107 |
| York County, ME | Mortgage lenders | 89% | 114 | 101 |
| York County, ME | Investment property purchase | 91% | 53 | 47 |
| York County, ME | Home improvement loans | 96% | 49 | 46 |
| Cumberland County, ME | Mortgage lenders | 78% | 41 | 31 |
| York County, ME | Refinance | 97% | 29 | 28 |
| Rockingham County, NH | Cash-out refinance | 95% | 21 | 20 |
The county markets where Sis Bancorp, Mhc made the most loans. Each link opens that market with every lender ranked.
Questions about Sis Bancorp, Mhc
What is Sis Bancorp, Mhc's mortgage approval rate?
Sis Bancorp, Mhc approved 90.2% of the 656 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.0 points above the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sis Bancorp, Mhc offers?
Borrowers accepted 99% of the loans Sis Bancorp, Mhc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sis Bancorp, Mhc make?
The typical home purchase mortgage loan Sis Bancorp, Mhc made was $365K; across all loan types its typical loan ran from $85K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sis Bancorp, Mhc lend?
Sis Bancorp, Mhc decided applications in 3 of the states Fat Boy Data covers, most of them in Maine, New Hampshire and Massachusetts.
Can I apply to Sis Bancorp, Mhc directly?
Yes. Sis Bancorp, Mhc reports as a direct lender that takes applications from borrowers.
Does this page show Sis Bancorp, Mhc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sis Bancorp, Mhc treats applications, then get a rate quote from the lender.