South River Mortgage, LLC mortgage approval rate & lending review
South River Mortgage, LLC decided 1,912 mortgage applications and funded 1,826 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions South River Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to southrivermortgage.com.
South River Mortgage, LLC at a glance
Approval is 21.0 points above the 74.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 94% | 380 / 403 | 99% | $125K | 376 |
| Refinance | 96% | 1,450 / 1,508 | 100% | $135K | 1,449 |
South River Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 94% | $155K | 311 | 293 |
| Texas | 95% | $115K | 277 | 263 |
| California | 95% | $355K | 272 | 257 |
| Georgia | 96% | $125K | 116 | 111 |
| North Carolina | 98% | $125K | 97 | 95 |
| New Jersey | 97% | $205K | 94 | 90 |
| Pennsylvania | 96% | $125K | 90 | 86 |
| Ohio | 96% | $115K | 76 | 73 |
| Arizona | 93% | $195K | 74 | 68 |
| Tennessee | 97% | $105K | 68 | 66 |
| Washington | 95% | $215K | 64 | 61 |
| Maryland | 100% | $175K | 45 | 45 |
| Illinois | 98% | $115K | 40 | 38 |
| Oregon | 91% | $215K | 33 | 30 |
| Colorado | 100% | $155K | 32 | 32 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where South River Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Refinance | 97% | 37 | 36 |
| Dallas County, TX | Refinance | 100% | 31 | 31 |
| Palm Beach County, FL | Refinance | 88% | 25 | 22 |
The county markets where South River Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about South River Mortgage, LLC
What is South River Mortgage, LLC's mortgage approval rate?
South River Mortgage, LLC approved 95.8% of the 1,912 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 21.0 points above the 74.7% national rate for the same mix of loan types.
How often do borrowers take the loan South River Mortgage, LLC offers?
Borrowers accepted 100% of the loans South River Mortgage, LLC approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does South River Mortgage, LLC make?
The typical mortgage refinance loan South River Mortgage, LLC made was $135K; across all loan types its typical loan ran from $125K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does South River Mortgage, LLC lend?
South River Mortgage, LLC decided applications in 30 of the states Fat Boy Data covers, most of them in Florida, Texas and California.
Can I apply to South River Mortgage, LLC directly?
Yes. South River Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is southrivermortgage.com.
Does this page show South River Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how South River Mortgage, LLC treats applications, then get a rate quote from the lender.