Superior National Bank mortgage approval rate & lending review
Superior National Bank decided 1,546 mortgage applications and funded 1,489 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Superior National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Superior National Bank at a glance
Approval is 11.5 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,204 / 1,235 | 99% | $305K | 1,194 |
| Cash-out refinance | 93% | 56 / 60 | 100% | $285K | 56 |
| Refinance | 93% | 107 / 115 | 99% | $355K | 106 |
| Investment property purchase | 99% | 102 / 103 | 99% | $165K | 101 |
Superior National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 97% | $315K | 1,469 | 1,416 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Superior National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oakland County, MI | Mortgage lenders | 98% | 573 | 560 |
| Macomb County, MI | Mortgage lenders | 98% | 303 | 292 |
| Wayne County, MI | Mortgage lenders | 96% | 160 | 152 |
| Oakland County, MI | Refinance | 95% | 56 | 52 |
| Oakland County, MI | Investment property purchase | 100% | 42 | 41 |
| St. Clair County, MI | Mortgage lenders | 97% | 36 | 34 |
| Oakland County, MI | Cash-out refinance | 93% | 29 | 27 |
The county markets where Superior National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Superior National Bank
What is Superior National Bank's mortgage approval rate?
Superior National Bank approved 97.1% of the 1,546 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Superior National Bank offers?
Borrowers accepted 99% of the loans Superior National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Superior National Bank make?
The typical home purchase mortgage loan Superior National Bank made was $305K; across all loan types its typical loan ran from $165K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Superior National Bank lend?
Superior National Bank decided applications in 22 of the states Fat Boy Data covers, most of them in Michigan, Florida and Ohio.
Can I apply to Superior National Bank directly?
Yes. Superior National Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Superior National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Superior National Bank treats applications, then get a rate quote from the lender.