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investment property lenders · HMDA 2023–2025

Investment property lenders in Oakland County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Oakland County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,307 applications were decided by 262 lenders between 2023 and 2025.

Oakland County at a glance

262Active lenders31 with 20+ decisions
87.6%Market approval rate2,896 of 3,307 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,786 loans funded

How Oakland County compares

Approval rate compared
Oakland County87.6%Michigan86.0%All 616 counties87.5%
Typical loan compared
Oakland County$185KMichigan$135KAll 616 counties$255K

What the data shows

Rocket Mortgage, LLC made the most investment property mortgages in Oakland County, MI, 235 of them.

Superior National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical investment property mortgage here is $185K, 37% larger than the Michigan typical of $135K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 26% approved of 35American Heritage Lending, LLC: 73% approved of 22Flagstar Bank, National Association: 75% approved of 91Ocmbc, Inc.: 78% approved of 23Citizens Bank, National Association: 81% approved of 2721St Mortgage Corporation: 82% approved of 138Loan Funder LLC: 83% approved of 29Guaranteed Rate, Inc.: 83% approved of 41U.S. Bank National Association: 85% approved of 20Bank of America, National Association: 85% approved of 34Rocket Mortgage, LLC: 86% approved of 274Genisys Credit Union: 86% approved of 73Newrez LLC: 87% approved of 30Michigan Mutual, Inc.: 88% approved of 24United Wholesale Mortgage, LLC: 88% approved of 585Michigan Schools and Government: 89% approved of 36Mortgage 1 Incorporated: 89% approved of 36JPMorgan Chase Bank, National Association: 90% approved of 98Staunton Financial, Inc.: 92% approved of 87The Huntington National Bank: 92% approved of 50Independent Bank: 93% approved of 29Pulte Mortgage LLC: 94% approved of 35Kiavi Funding, Inc.: 94% approved of 235Nexera Holding LLC: 96% approved of 23Crosscountry Mortgage, LLC: 96% approved of 48The Loan Store, Inc.: 98% approved of 86First Merchants Bank: 98% approved of 48Lake Michigan Credit Union: 98% approved of 61Superior National Bank: 100% approved of 42Union Home Mortgage Corp.: 100% approved of 26Rf Renovo Management Company, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Oakland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%513 / 58599%$175K507
2Rocket Mortgage, LLC86%236 / 274100%$185K235
3Kiavi Funding, Inc.94%222 / 23598%$205K217
421St Mortgage Corporation82%113 / 13882%$65K93
5JPMorgan Chase Bank, National Association90%88 / 9898%$215K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 257 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Oakland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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