Swbc Mortgage Corporation mortgage approval rate & lending review
Swbc Mortgage Corporation decided 18,119 mortgage applications and funded 16,508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Swbc Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to swbcmortgage.com.
Swbc Mortgage Corporation at a glance
Approval is 9.5 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 14,649 / 15,259 | 96% | $295K | 14,015 |
| Home improvement loans | 90% | 121 / 134 | 98% | $235K | 118 |
| Cash-out refinance | 91% | 548 / 599 | 95% | $275K | 518 |
| Refinance | 95% | 881 / 932 | 94% | $415K | 824 |
| Investment property purchase | 95% | 901 / 952 | 93% | $225K | 840 |
| Investment cash-out refinance | 90% | 128 / 142 | 95% | $225K | 122 |
| Investment refinance | 79% | 67 / 85 | 91% | $285K | 61 |
Swbc Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $305K | 4,421 | 4,116 |
| Florida | 95% | $245K | 2,192 | 1,966 |
| Tennessee | 95% | $355K | 2,060 | 1,870 |
| Georgia | 95% | $265K | 1,448 | 1,310 |
| Colorado | 99% | $485K | 1,249 | 1,154 |
| Minnesota | 96% | $255K | 1,120 | 1,035 |
| Maryland | 95% | $415K | 960 | 865 |
| Pennsylvania | 91% | $185K | 814 | 706 |
| Mississippi | 92% | $235K | 699 | 605 |
| Arkansas | 98% | $225K | 613 | 588 |
| Virginia | 95% | $325K | 557 | 510 |
| Oklahoma | 98% | $245K | 515 | 476 |
| Alabama | 94% | $215K | 442 | 392 |
| Utah | 98% | $425K | 266 | 251 |
| Arizona | 88% | $375K | 137 | 113 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Swbc Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| McLennan County, TX | Mortgage lenders | 98% | 682 | 653 |
| Davidson County, TN | Mortgage lenders | 95% | 668 | 610 |
| Bell County, TX | Mortgage lenders | 99% | 549 | 524 |
| Escambia County, FL | Mortgage lenders | 97% | 425 | 391 |
| Bartow County, GA | Mortgage lenders | 96% | 422 | 391 |
| Rutherford County, TN | Mortgage lenders | 93% | 404 | 370 |
| Duval County, FL | Mortgage lenders | 97% | 359 | 334 |
| Hennepin County, MN | Mortgage lenders | 96% | 356 | 330 |
| Dallas County, TX | Mortgage lenders | 96% | 315 | 286 |
| Garland County, AR | Mortgage lenders | 98% | 292 | 280 |
| Oklahoma County, OK | Mortgage lenders | 99% | 272 | 248 |
| Ramsey County, MN | Mortgage lenders | 97% | 245 | 229 |
The county markets where Swbc Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Swbc Mortgage Corporation
What is Swbc Mortgage Corporation's mortgage approval rate?
Swbc Mortgage Corporation approved 95.5% of the 18,119 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Swbc Mortgage Corporation offers?
Borrowers accepted 95% of the loans Swbc Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Swbc Mortgage Corporation make?
The typical home purchase mortgage loan Swbc Mortgage Corporation made was $295K; across all loan types its typical loan ran from $225K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Swbc Mortgage Corporation lend?
Swbc Mortgage Corporation decided applications in 41 of the states Fat Boy Data covers, most of them in Texas, Florida and Tennessee.
Can I apply to Swbc Mortgage Corporation directly?
Yes. Swbc Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is swbcmortgage.com.
Does this page show Swbc Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Swbc Mortgage Corporation treats applications, then get a rate quote from the lender.