Lender profile · HMDA 2023–2025
Swbc Mortgage Corporation mortgage approval rates & lending data
Swbc Mortgage Corporation decided 18,119 mortgage applications and funded 16,508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 14,649 / 15,259 | 96% | $295K | 14,015 |
| Home improvement loans | 90% | 121 / 134 | 98% | $235K | 118 |
| Cash-out refinance | 91% | 548 / 599 | 95% | $275K | 518 |
| Refinance | 95% | 881 / 932 | 94% | $415K | 824 |
| Investment property purchase | 95% | 901 / 952 | 93% | $225K | 840 |
| Investment cash-out refinance | 90% | 128 / 142 | 95% | $225K | 122 |
| Investment refinance | 79% | 67 / 85 | 91% | $285K | 61 |
Swbc Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $305K | 4,421 | 4,116 |
| Florida | 95% | $245K | 2,192 | 1,966 |
| Tennessee | 95% | $355K | 2,060 | 1,870 |
| Georgia | 95% | $265K | 1,448 | 1,310 |
| Colorado | 99% | $485K | 1,249 | 1,154 |
| Minnesota | 96% | $255K | 1,120 | 1,035 |
| Maryland | 95% | $415K | 960 | 865 |
| Pennsylvania | 91% | $185K | 814 | 706 |
| Mississippi | 92% | $235K | 699 | 605 |
| Arkansas | 98% | $225K | 613 | 588 |
| Virginia | 95% | $325K | 557 | 510 |
| Oklahoma | 98% | $245K | 515 | 476 |
| Alabama | 94% | $215K | 442 | 392 |
| Utah | 98% | $425K | 266 | 251 |
| Arizona | 88% | $375K | 137 | 113 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.