TECH Credit Union mortgage approval rate & lending review
TECH Credit Union decided 1,438 mortgage applications and funded 1,373 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TECH Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TECH Credit Union at a glance
Approval is 23.9 points above the 72.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 316 / 322 | 100% | $215K | 316 |
| Home improvement loans | 96% | 644 / 670 | 99% | $55K | 638 |
| Cash-out refinance | 94% | 65 / 69 | 98% | $155K | 64 |
| Refinance | 96% | 296 / 309 | 98% | $75K | 291 |
| Investment property purchase | 93% | 39 / 42 | 100% | $115K | 39 |
TECH Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where TECH Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lake County, IN | Home improvement loans | 97% | 447 | 428 |
| Lake County, IN | Refinance | 96% | 190 | 179 |
| Lake County, IN | Mortgage lenders | 98% | 168 | 164 |
| Porter County, IN | Home improvement loans | 97% | 158 | 154 |
| Porter County, IN | Mortgage lenders | 100% | 91 | 91 |
| Porter County, IN | Refinance | 97% | 87 | 82 |
| Lake County, IN | Cash-out refinance | 98% | 43 | 42 |
| LaPorte County, IN | Mortgage lenders | 97% | 34 | 33 |
| LaPorte County, IN | Home improvement loans | 86% | 21 | 17 |
The county markets where TECH Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about TECH Credit Union
What is TECH Credit Union's mortgage approval rate?
TECH Credit Union approved 96.3% of the 1,438 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 23.9 points above the 72.4% national rate for the same mix of loan types.
How often do borrowers take the loan TECH Credit Union offers?
Borrowers accepted 99% of the loans TECH Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TECH Credit Union make?
The typical home improvement loan loan TECH Credit Union made was $55K; across all loan types its typical loan ran from $55K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TECH Credit Union lend?
TECH Credit Union decided applications in 12 of the states Fat Boy Data covers, most of them in Indiana, Illinois and Georgia.
Can I apply to TECH Credit Union directly?
Yes. TECH Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TECH Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TECH Credit Union treats applications, then get a rate quote from the lender.