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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lake County, Indiana

Fat Boy Data analyzed home improvement loan activity in Lake County, Indiana, home to Hammond, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,577 applications were decided by 121 lenders between 2023 and 2025.

Lake County at a glance

121Active lenders30 with 20+ decisions
60.7%Market approval rate3,387 of 5,577 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,170 loans funded

How Lake County compares

Approval rate compared
Lake County60.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Lake County$55KIndiana$55KAll 616 counties$75K

What the data shows

Centier Bank made the most home improvement loans in Lake County, IN, 775 of them.

Direct Mortgage Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 60.7% of home improvement loan applications in Lake County, IN, 6.3 percentage points below the Indiana rate of 67.0%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 181One lender: 29% approved of 184One lender: 31% approved of 108One lender: 31% approved of 116One lender: 41% approved of 22One lender: 44% approved of 79One lender: 48% approved of 164One lender: 51% approved of 99BMO Bank National Association: 51% approved of 357One lender: 52% approved of 178Old National Bank: 52% approved of 351One lender: 54% approved of 127Fifth Third Bank, National Association: 56% approved of 423One lender: 58% approved of 76One lender: 59% approved of 29One lender: 60% approved of 20One lender: 61% approved of 240One lender: 63% approved of 97One lender: 65% approved of 37One lender: 65% approved of 43Centier Bank: 66% approved of 1,298One lender: 72% approved of 98One lender: 75% approved of 28One lender: 76% approved of 182One lender: 79% approved of 53One lender: 85% approved of 27One lender: 85% approved of 27TECH Credit Union: 97% approved of 447One lender: 100% approved of 56One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centier Bank66%858 / 1,29890%$55K775
2TECH Credit Union97%433 / 44799%$55K428
3Fifth Third Bank, National Association56%236 / 42398%$65K231
4BMO Bank National Association51%182 / 35793%$55K170
5Old National Bank52%182 / 35194%$55K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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