Lender profile · HMDA 2023–2025
TexasBank mortgage approval rates & lending data
TexasBank decided 3,023 mortgage applications and funded 2,844 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,404 / 2,467 | 98% | $245K | 2,346 |
| Cash-out refinance | 97% | 161 / 166 | 96% | $185K | 154 |
| Refinance | 97% | 146 / 150 | 92% | $175K | 135 |
| Investment property purchase | 96% | 166 / 173 | 92% | $185K | 152 |
| Investment refinance | 100% | 39 / 39 | 79% | $175K | 31 |
TexasBank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $245K | 3,019 | 2,842 |
| New Mexico | 100% | — | 2 | 0 |
| Florida | 100% | $765K | 1 | 1 |
| Washington | 100% | $535K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.