TexasBank mortgage approval rate & lending review
TexasBank decided 3,023 mortgage applications and funded 2,844 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TexasBank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TexasBank at a glance
Approval is 11.7 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,404 / 2,467 | 98% | $245K | 2,346 |
| Cash-out refinance | 97% | 161 / 166 | 96% | $185K | 154 |
| Refinance | 97% | 146 / 150 | 92% | $175K | 135 |
| Investment property purchase | 96% | 166 / 173 | 92% | $185K | 152 |
| Investment refinance | 100% | 39 / 39 | 79% | $175K | 31 |
TexasBank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $245K | 3,019 | 2,842 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where TexasBank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tarrant County, TX | Mortgage lenders | 98% | 771 | 745 |
| Dallas County, TX | Mortgage lenders | 97% | 764 | 718 |
| Kaufman County, TX | Mortgage lenders | 98% | 107 | 100 |
| Johnson County, TX | Mortgage lenders | 99% | 99 | 95 |
| Parker County, TX | Mortgage lenders | 97% | 71 | 69 |
| Dallas County, TX | Refinance | 98% | 61 | 59 |
| Dallas County, TX | Cash-out refinance | 96% | 57 | 55 |
| Ellis County, TX | Mortgage lenders | 100% | 54 | 53 |
| Hunt County, TX | Mortgage lenders | 98% | 55 | 53 |
| Tarrant County, TX | Investment property purchase | 98% | 55 | 51 |
| Dallas County, TX | Investment property purchase | 98% | 53 | 50 |
| Tarrant County, TX | Cash-out refinance | 98% | 54 | 47 |
The county markets where TexasBank made the most loans. Each link opens that market with every lender ranked.
Questions about TexasBank
What is TexasBank's mortgage approval rate?
TexasBank approved 97.4% of the 3,023 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan TexasBank offers?
Borrowers accepted 97% of the loans TexasBank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TexasBank make?
The typical home purchase mortgage loan TexasBank made was $245K; across all loan types its typical loan ran from $175K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TexasBank lend?
TexasBank decided applications in 4 of the states Fat Boy Data covers, most of them in Texas, New Mexico and Florida.
Can I apply to TexasBank directly?
Yes. TexasBank is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TexasBank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TexasBank treats applications, then get a rate quote from the lender.