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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dallas County, Texas

Fat Boy Data analyzed cash-out refinance activity in Dallas County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,004 applications were decided by 420 lenders between 2023 and 2025.

Dallas County at a glance

420Active lenders86 with 20+ decisions
64.5%Market approval rate11,612 of 18,004 decided
$185KTypical loanmedian lender, $10K brackets
92%Borrower take-up10,725 loans funded

How Dallas County compares

Approval rate compared
Dallas County64.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Dallas County$185KTexas$185KAll 616 counties$155K

What the data shows

Credit Union of Texas made the most cash-out refinances in Dallas County, TX, 2,613 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 13% approved of 238Network Capital Funding Corporation: 15% approved of 61Neighborhood Loans, Inc.: 19% approved of 48Amerisave Mortgage Corporation: 21% approved of 549Newrez LLC: 30% approved of 736Spring Eq, LLC: 33% approved of 58Pentagon Federal Credit Union: 33% approved of 39Carrington Mortgage Services, LLC: 36% approved of 392Wells Fargo Bank, National Association: 40% approved of 497American Financing Corporation: 41% approved of 68Texans: 42% approved of 328Navy Federal Credit Union: 42% approved of 114Certified Funding, L.P.: 42% approved of 38City Bank: 44% approved of 45New American Funding, LLC: 51% approved of 119BOKF, National Association: 51% approved of 39Homexpress Mortgage Corp.: 53% approved of 34Mutual of Omaha Mortgage, Inc.: 53% approved of 60Flagstar Bank, National Association: 57% approved of 58Texas Mortgage Lending, LLC: 57% approved of 148Comerica Bank: 60% approved of 47Network Funding, L.P.: 61% approved of 266Pennymac Loan Services, LLC: 62% approved of 314Amerihome Mortgage Company, LLC: 63% approved of 35Eecu: 63% approved of 62Loandepot.Com, LLC: 64% approved of 560American Airlines Federal Credit Union: 66% approved of 32Credit Union of Texas: 66% approved of 4,383Gateway First Bank: 69% approved of 45Planet Home Lending, LLC: 69% approved of 39Sfmc, Lp: 69% approved of 36Primelending, A Plainscapital Company: 70% approved of 70GoodLeap, LLC: 72% approved of 382Freedom Mortgage Corporation: 72% approved of 76Onity Mortgage Corporation: 75% approved of 106Rocket Mortgage, LLC: 76% approved of 2,436Southwest Airlines Federal Credit Union: 76% approved of 68Ocmbc, Inc.: 77% approved of 47United Wholesale Mortgage, LLC: 77% approved of 612City Credit Union: 77% approved of 61Everett Financial, Inc.: 77% approved of 118Bank of America, National Association: 78% approved of 108Fairway Independent Mortgage Corporation: 79% approved of 73JPMorgan Chase Bank, National Association: 79% approved of 531Plaza Home Mortgage, Inc.: 80% approved of 50Nationstar Mortgage LLC: 81% approved of 419Cardinal Financial Company, Limited Partnership: 81% approved of 42Randolph-Brooks Federal Credit Union: 81% approved of 369America's Credit Union: 85% approved of 59Guild Mortgage Company LLC: 85% approved of 88Cmg Mortgage, Inc.: 87% approved of 54Guaranteed Rate, Inc.: 89% approved of 66First United Bank and Trust Company: 92% approved of 38Texas Trust: 93% approved of 166Citadel Servicing Corporation: 94% approved of 50Crosscountry Mortgage, LLC: 95% approved of 61TexasBank: 96% approved of 57Highlands Residential Mortgage, Ltd.: 98% approved of 42LIBERTYONE Credit Union: 99% approved of 101Nfm, Inc.: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Texas66%2,888 / 4,38390%$85K2,613
2Rocket Mortgage, LLC76%1,842 / 2,43696%$205K1,775
3Newrez LLC30%221 / 73699%$165K218
4United Wholesale Mortgage, LLCBroker only77%470 / 61295%$225K448
5Loandepot.Com, LLC64%361 / 56097%$205K349

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 415 more lenders.

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Other lending data for Dallas County

Mortgage lenders in Dallas CountyHome improvement loans in Dallas CountyRefinance in Dallas CountyInvestment property purchase in Dallas CountyInvestment cash-out refinance in Dallas CountyInvestment refinance in Dallas CountyInvestment home improvement in Dallas County

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