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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dallas County, Texas

Fat Boy Data analyzed cash-out refinance activity in Dallas County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,004 applications were decided by 420 lenders between 2023 and 2025.

Dallas County at a glance

420Active lenders86 with 20+ decisions
64.5%Market approval rate11,612 of 18,004 decided
$185KTypical loanmedian lender, $10K brackets
92%Borrower take-up10,725 loans funded

How Dallas County compares

Approval rate compared
Dallas County64.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Dallas County$185KTexas$185KAll 616 counties$155K

What the data shows

Credit Union of Texas made the most cash-out refinances in Dallas County, TX, 2,613 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 238One lender: 15% approved of 61One lender: 19% approved of 48One lender: 21% approved of 549Newrez LLC: 30% approved of 736One lender: 33% approved of 58One lender: 33% approved of 39One lender: 36% approved of 392One lender: 40% approved of 497One lender: 41% approved of 68One lender: 42% approved of 328One lender: 42% approved of 114One lender: 42% approved of 38One lender: 44% approved of 45One lender: 51% approved of 119One lender: 51% approved of 39One lender: 53% approved of 34One lender: 53% approved of 60One lender: 57% approved of 58One lender: 57% approved of 148One lender: 60% approved of 47One lender: 61% approved of 266One lender: 62% approved of 314One lender: 63% approved of 35One lender: 63% approved of 62Loandepot.Com, LLC: 64% approved of 560One lender: 66% approved of 32Credit Union of Texas: 66% approved of 4,383One lender: 69% approved of 45One lender: 69% approved of 39One lender: 69% approved of 36One lender: 70% approved of 70One lender: 72% approved of 382One lender: 72% approved of 76One lender: 75% approved of 106Rocket Mortgage, LLC: 76% approved of 2,436One lender: 76% approved of 68One lender: 77% approved of 47United Wholesale Mortgage, LLC: 77% approved of 612One lender: 77% approved of 61One lender: 77% approved of 118One lender: 78% approved of 108One lender: 79% approved of 73One lender: 79% approved of 531One lender: 80% approved of 50One lender: 81% approved of 419One lender: 81% approved of 42One lender: 81% approved of 369One lender: 85% approved of 59One lender: 85% approved of 88One lender: 87% approved of 54One lender: 89% approved of 66One lender: 92% approved of 38One lender: 93% approved of 166One lender: 94% approved of 50One lender: 95% approved of 61One lender: 96% approved of 57One lender: 98% approved of 42One lender: 99% approved of 101One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Texas66%2,888 / 4,38390%$85K2,613
2Rocket Mortgage, LLC76%1,842 / 2,43696%$205K1,775
3Newrez LLC30%221 / 73699%$165K218
4United Wholesale Mortgage, LLCBroker only77%470 / 61295%$225K448
5Loandepot.Com, LLC64%361 / 56097%$205K349

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 415 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Dallas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Dallas County

Amerisave Mortgage CorporationJPMorgan Chase Bank, National AssociationWells Fargo Bank, National AssociationNationstar Mortgage LLCCarrington Mortgage Services, LLCGoodLeap, LLCRandolph-Brooks Federal Credit UnionTexansPennymac Loan Services, LLCNetwork Funding, L.P.Lakeview Loan Servicing, LLCTexas TrustTexas Mortgage Lending, LLCNew American Funding, LLCEverett Financial, Inc.Navy Federal Credit UnionBank of America, National AssociationOnity Mortgage CorporationGuild Mortgage Company LLCFreedom Mortgage CorporationFairway Independent Mortgage CorporationPrimelending, A Plainscapital CompanySouthwest Airlines Federal Credit UnionAmerican Financing CorporationGuaranteed Rate, Inc.EecuCrosscountry Mortgage, LLCCity Credit UnionNetwork Capital Funding CorporationMutual of Omaha Mortgage, Inc.

Other lending data for Dallas County

Mortgage lenders in Dallas CountyHome improvement loans in Dallas CountyRefinance in Dallas CountyInvestment property purchase in Dallas CountyInvestment cash-out refinance in Dallas CountyInvestment refinance in Dallas CountyInvestment home improvement in Dallas County

Nearby markets

All lending in Dallas CountyCounty overviewCash-out refinance across TexasStatewideCollin CountyNearby countyDenton CountyNearby countyEllis CountyNearby countyKaufman CountyNearby countyRockwall CountyNearby county