Lender profile · HMDA 2023–2025
The Equitable Mortgage Corporation mortgage approval rates & lending data
The Equitable Mortgage Corporation decided 1,681 mortgage applications and funded 1,649 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,305 / 1,327 | 100% | $295K | 1,305 |
| Cash-out refinance | 96% | 79 / 82 | 100% | $215K | 79 |
| Refinance | 97% | 102 / 105 | 100% | $345K | 102 |
| Investment property purchase | 97% | 133 / 137 | 100% | $195K | 133 |
The Equitable Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 99% | $295K | 1,407 | 1,389 |
| Florida | 94% | $345K | 212 | 200 |
| North Carolina | 100% | $335K | 17 | 17 |
| Texas | 92% | $245K | 12 | 11 |
| Michigan | 100% | $285K | 11 | 11 |
| Indiana | 100% | $215K | 7 | 7 |
| Georgia | 100% | $205K | 4 | 4 |
| South Carolina | 75% | $575K | 4 | 3 |
| Colorado | 100% | $375K | 3 | 3 |
| Tennessee | 100% | $255K | 3 | 3 |
| Kentucky | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.