The Equitable Mortgage Corporation mortgage approval rate & lending review
The Equitable Mortgage Corporation decided 1,681 mortgage applications and funded 1,649 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Equitable Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to equitablemortgage.com.
The Equitable Mortgage Corporation at a glance
Approval is 12.4 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,305 / 1,327 | 100% | $295K | 1,305 |
| Cash-out refinance | 96% | 79 / 82 | 100% | $215K | 79 |
| Refinance | 97% | 102 / 105 | 100% | $345K | 102 |
| Investment property purchase | 97% | 133 / 137 | 100% | $195K | 133 |
The Equitable Mortgage Corporation lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Equitable Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Franklin County, OH | Mortgage lenders | 99% | 655 | 648 |
| Delaware County, OH | Mortgage lenders | 99% | 184 | 182 |
| Franklin County, OH | Investment property purchase | 99% | 67 | 66 |
| Licking County, OH | Mortgage lenders | 98% | 55 | 54 |
| Franklin County, OH | Refinance | 96% | 49 | 47 |
| Fairfield County, OH | Mortgage lenders | 100% | 44 | 44 |
| Franklin County, OH | Cash-out refinance | 100% | 30 | 30 |
| Delaware County, OH | Refinance | 96% | 24 | 23 |
| Richland County, OH | Mortgage lenders | 100% | 21 | 21 |
| Wayne County, OH | Mortgage lenders | 95% | 20 | 19 |
The county markets where The Equitable Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about The Equitable Mortgage Corporation
What is The Equitable Mortgage Corporation's mortgage approval rate?
The Equitable Mortgage Corporation approved 98.1% of the 1,681 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.4 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan The Equitable Mortgage Corporation offers?
Borrowers accepted 100% of the loans The Equitable Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Equitable Mortgage Corporation make?
The typical home purchase mortgage loan The Equitable Mortgage Corporation made was $295K; across all loan types its typical loan ran from $195K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Equitable Mortgage Corporation lend?
The Equitable Mortgage Corporation decided applications in 11 of the states Fat Boy Data covers, most of them in Ohio, Florida and North Carolina.
Can I apply to The Equitable Mortgage Corporation directly?
Yes. The Equitable Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is equitablemortgage.com.
Does this page show The Equitable Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Equitable Mortgage Corporation treats applications, then get a rate quote from the lender.