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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richland County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Richland County, Ohio, home to Mansfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,049 applications were decided by 201 lenders between 2023 and 2025.

Richland County at a glance

201Active lenders28 with 20+ decisions
89.6%Market approval rate3,628 of 4,049 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,496 loans funded

How Richland County compares

Approval rate compared
Richland County89.6%Ohio90.6%All 616 counties87.6%
Typical loan compared
Richland County$165KOhio$215KAll 616 counties$335K

What the data shows

Mechanics Bank made the most home purchase mortgages in Richland County, OH, 628 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical home purchase mortgage here is $165K, 23% smaller than the Ohio typical of $215K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 23One lender: 25% approved of 124One lender: 34% approved of 29One lender: 70% approved of 20One lender: 83% approved of 29One lender: 85% approved of 65One lender: 85% approved of 27One lender: 86% approved of 21One lender: 87% approved of 137One lender: 87% approved of 170One lender: 90% approved of 21The Park National Bank: 91% approved of 386One lender: 91% approved of 68One lender: 92% approved of 26One lender: 93% approved of 27One lender: 93% approved of 28One lender: 93% approved of 141One lender: 94% approved of 34One lender: 96% approved of 157One lender: 96% approved of 23Union Home Mortgage Corp.: 96% approved of 214One lender: 96% approved of 56Crosscountry Mortgage, LLC: 97% approved of 375Fairway Independent Mortgage Corporation: 98% approved of 346Mechanics Bank: 99% approved of 701One lender: 100% approved of 45One lender: 100% approved of 38One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mechanics Bank99%694 / 70190%$175K628
2The Park National Bank91%350 / 38699%$145K345
3Crosscountry Mortgage, LLC97%363 / 37599%$155K360
4Fairway Independent Mortgage Corporation98%338 / 346100%$165K337
5Union Home Mortgage Corp.96%205 / 21496%$155K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 196 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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