The Freedom Bank of Virginia mortgage approval rate & lending review
The Freedom Bank of Virginia decided 750 mortgage applications and funded 684 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Freedom Bank of Virginia reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Freedom Bank of Virginia at a glance
Approval is 5.0 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 594 / 647 | 100% | $615K | 592 |
| Refinance | 96% | 26 / 27 | 96% | $585K | 25 |
| Investment property purchase | 91% | 50 / 55 | 98% | $355K | 49 |
The Freedom Bank of Virginia lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 92% | $645K | 570 | 520 |
| Maryland | 94% | $595K | 79 | 74 |
| North Carolina | 89% | $315K | 27 | 24 |
| District of Columbia | 96% | $615K | 23 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Freedom Bank of Virginia lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfax County, VA | Mortgage lenders | 95% | 181 | 171 |
| Loudoun County, VA | Mortgage lenders | 96% | 89 | 85 |
| Prince William County, VA | Mortgage lenders | 81% | 86 | 70 |
| Spotsylvania County, VA | Mortgage lenders | 95% | 43 | 41 |
| Stafford County, VA | Mortgage lenders | 92% | 40 | 37 |
| Arlington County, VA | Mortgage lenders | 88% | 26 | 23 |
| Alexandria city, VA | Mortgage lenders | 100% | 23 | 22 |
The county markets where The Freedom Bank of Virginia made the most loans. Each link opens that market with every lender ranked.
Questions about The Freedom Bank of Virginia
What is The Freedom Bank of Virginia's mortgage approval rate?
The Freedom Bank of Virginia approved 91.7% of the 750 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.0 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan The Freedom Bank of Virginia offers?
Borrowers accepted 99% of the loans The Freedom Bank of Virginia approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Freedom Bank of Virginia make?
The typical home purchase mortgage loan The Freedom Bank of Virginia made was $615K; across all loan types its typical loan ran from $355K to $615K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Freedom Bank of Virginia lend?
The Freedom Bank of Virginia decided applications in 20 of the states Fat Boy Data covers, most of them in Virginia, Maryland and North Carolina.
Can I apply to The Freedom Bank of Virginia directly?
Yes. The Freedom Bank of Virginia is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Freedom Bank of Virginia's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Freedom Bank of Virginia treats applications, then get a rate quote from the lender.