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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Spotsylvania County, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Spotsylvania County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,210 applications were decided by 318 lenders between 2023 and 2025.

Spotsylvania County at a glance

318Active lenders59 with 20+ decisions
87.4%Market approval rate6,300 of 7,210 decided
$415KTypical loanmedian lender, $10K brackets
97%Borrower take-up6,111 loans funded

How Spotsylvania County compares

Approval rate compared
Spotsylvania County87.4%Virginia92.1%All 616 counties87.6%
Typical loan compared
Spotsylvania County$415KVirginia$415KAll 616 counties$335K

What the data shows

NVR Mortgage Finance, Inc. made the most home purchase mortgages in Spotsylvania County, VA, 610 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 151One lender: 69% approved of 61One lender: 71% approved of 21NVR Mortgage Finance, Inc.: 74% approved of 829One lender: 76% approved of 177One lender: 77% approved of 56One lender: 78% approved of 67One lender: 81% approved of 31One lender: 81% approved of 26One lender: 82% approved of 44One lender: 82% approved of 34One lender: 83% approved of 65One lender: 85% approved of 20One lender: 85% approved of 54One lender: 86% approved of 35One lender: 87% approved of 259One lender: 88% approved of 233United Wholesale Mortgage, LLC: 90% approved of 315One lender: 90% approved of 30One lender: 90% approved of 20One lender: 90% approved of 231One lender: 90% approved of 84One lender: 91% approved of 53One lender: 91% approved of 23One lender: 91% approved of 70One lender: 92% approved of 48One lender: 92% approved of 110One lender: 92% approved of 98One lender: 92% approved of 25One lender: 94% approved of 35One lender: 95% approved of 40One lender: 95% approved of 20One lender: 95% approved of 20One lender: 95% approved of 62One lender: 95% approved of 42One lender: 95% approved of 43One lender: 95% approved of 87Movement Mortgage, LLC: 95% approved of 526Cmg Mortgage, Inc.: 96% approved of 272One lender: 96% approved of 46One lender: 96% approved of 23One lender: 96% approved of 47One lender: 96% approved of 175One lender: 96% approved of 179One lender: 96% approved of 84One lender: 97% approved of 87One lender: 97% approved of 30One lender: 97% approved of 30One lender: 97% approved of 74One lender: 97% approved of 38Atlantic Coast Mortgage, LLC: 98% approved of 365One lender: 98% approved of 61One lender: 99% approved of 92One lender: 99% approved of 101One lender: 100% approved of 81One lender: 100% approved of 45One lender: 100% approved of 37One lender: 100% approved of 27One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Spotsylvania County

LenderApprovalApprovedTaken upTypical loanLoans made
1NVR Mortgage Finance, Inc.74%610 / 829100%$425K610
2Movement Mortgage, LLC95%502 / 52687%$395K437
3Atlantic Coast Mortgage, LLC98%356 / 36596%$405K343
4United Wholesale Mortgage, LLCBroker only90%283 / 31599%$415K281
5Cmg Mortgage, Inc.96%260 / 27290%$445K235

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 313 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Spotsylvania County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Spotsylvania County

Navy Federal Credit UnionRocket Mortgage, LLCMortgage Research Center, LLCFairway Independent Mortgage CorporationK. Hovnanian American Mortgage, L.L.C.Guaranteed Rate, Inc.Vanderbilt Mortgage and Finance, Inc.Homeamerican Mortgage CorporationProsperity Home Mortgage, LLCEmbrace Home Loans, Inc.Ameris BankNfm, Inc.First Heritage Mortgage, LLCCrosscountry Mortgage, LLCCity Lending Inc.Atlantic Bay Mortgage Group, L.L.C.Moria Development, Inc.Union Home Mortgage Corp.Truist BankBank of America, National AssociationAlcova Mortgage LLCSummit Funding, Inc.Kind Lending, LLCPentagon Federal Credit UnionWells Fargo Bank, National AssociationFreedom Mortgage CorporationLower, LLCAtlantic Union BankIntegrity Home Mortgage CorporationIntercoastal Mortgage, LLC

Other lending data for Spotsylvania County

Home improvement loans in Spotsylvania CountyCash-out refinance in Spotsylvania CountyRefinance in Spotsylvania CountyInvestment property purchase in Spotsylvania CountyInvestment cash-out refinance in Spotsylvania CountyInvestment refinance in Spotsylvania CountyInvestment home improvement in Spotsylvania County

Nearby markets

All lending in Spotsylvania CountyCounty overviewMortgage lenders across VirginiaStatewideHanover CountyNearby county