Lender profile · HMDA 2023–2025
The Genoa Banking Company mortgage approval rates & lending data
The Genoa Banking Company decided 707 mortgage applications and funded 642 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 417 / 431 | 95% | $205K | 397 |
| Cash-out refinance | 93% | 40 / 43 | 82% | $105K | 33 |
| Refinance | 87% | 62 / 71 | 98% | $125K | 61 |
| Investment property purchase | 95% | 113 / 119 | 96% | $85K | 109 |
The Genoa Banking Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 95% | $205K | 648 | 590 |
| Michigan | 97% | $285K | 36 | 32 |
| Florida | 93% | $385K | 15 | 12 |
| North Carolina | 100% | $165K | 2 | 2 |
| Arizona | 100% | $125K | 1 | 1 |
| Colorado | 100% | $605K | 1 | 1 |
| Georgia | 100% | $85K | 1 | 1 |
| Indiana | 100% | $325K | 1 | 1 |
| South Carolina | 100% | $805K | 1 | 1 |
| Virginia | 100% | $465K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.