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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lucas County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Lucas County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,818 applications were decided by 159 lenders between 2023 and 2025.

Lucas County at a glance

159Active lenders31 with 20+ decisions
66.8%Market approval rate2,552 of 3,818 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,430 loans funded

How Lucas County compares

Approval rate compared
Lucas County66.8%Ohio70.0%All 616 counties68.2%
Typical loan compared
Lucas County$115KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lucas County, OH, 578 of them.

Educational Community Alliance Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical cash-out refinance here is $115K, 15% smaller than the Ohio typical of $135K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 46Amerisave Mortgage Corporation: 20% approved of 248New Day Financial, LLC: 35% approved of 62Carrington Mortgage Services, LLC: 38% approved of 130Lakeview Loan Servicing, LLC: 41% approved of 32New American Funding, LLC: 47% approved of 47Village Capital & Investment LLC: 48% approved of 21Newrez LLC: 52% approved of 94Navy Federal Credit Union: 52% approved of 23American Financing Corporation: 53% approved of 36Pennymac Loan Services, LLC: 53% approved of 34Loandepot.Com, LLC: 54% approved of 109Mutual of Omaha Mortgage, Inc.: 56% approved of 25Freedom Mortgage Corporation: 59% approved of 103United Wholesale Mortgage, LLC: 62% approved of 137Citizens Bank, National Association: 65% approved of 34KeyBank National Association: 71% approved of 85GoodLeap, LLC: 72% approved of 29Fifth Third Bank, National Association: 73% approved of 184Nationstar Mortgage LLC: 73% approved of 97Rocket Mortgage, LLC: 74% approved of 800Flagstar Bank, National Association: 78% approved of 23The Huntington National Bank: 82% approved of 640Equity Resources, Inc.: 85% approved of 53JPMorgan Chase Bank, National Association: 85% approved of 20Directions Credit Union, Inc.: 86% approved of 36The Farmers & Merchants State Bank: 88% approved of 33Union Home Mortgage Corp.: 91% approved of 53Crosscountry Mortgage, LLC: 91% approved of 23The Genoa Banking Company: 96% approved of 24Educational Community Alliance Credit Union, Inc.: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%596 / 80097%$115K578
2The Huntington National Bank82%524 / 64096%$95K502
3Amerisave Mortgage Corporation20%49 / 24898%$85K48
4Fifth Third Bank, National Association73%134 / 18498%$115K131
5United Wholesale Mortgage, LLCBroker only62%85 / 13799%$155K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lucas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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