The Vinton County N.A.tional Bank mortgage approval rate & lending review
The Vinton County N.A.tional Bank decided 681 mortgage applications and funded 522 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Vinton County N.A.tional Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Vinton County N.A.tional Bank at a glance
Approval is 8.2 points above the 78.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 251 / 272 | 88% | $365K | 220 |
| Home improvement loans | 78% | 133 / 170 | 91% | $55K | 121 |
| Refinance | 80% | 109 / 137 | 90% | $115K | 98 |
| Investment property purchase | 95% | 70 / 74 | 81% | $185K | 57 |
The Vinton County N.A.tional Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 87% | $185K | 681 | 522 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Vinton County N.A.tional Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfield County, OH | Mortgage lenders | 92% | 193 | 156 |
| Fairfield County, OH | Home improvement loans | 79% | 127 | 91 |
| Fairfield County, OH | Refinance | 76% | 105 | 72 |
| Fairfield County, OH | Investment property purchase | 97% | 34 | 29 |
| Licking County, OH | Mortgage lenders | 97% | 35 | 29 |
| Franklin County, OH | Investment property purchase | 94% | 32 | 23 |
| Franklin County, OH | Home improvement loans | 75% | 24 | 16 |
The county markets where The Vinton County N.A.tional Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Vinton County N.A.tional Bank
What is The Vinton County N.A.tional Bank's mortgage approval rate?
The Vinton County N.A.tional Bank approved 86.6% of the 681 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.2 points above the 78.5% national rate for the same mix of loan types.
How often do borrowers take the loan The Vinton County N.A.tional Bank offers?
Borrowers accepted 88% of the loans The Vinton County N.A.tional Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Vinton County N.A.tional Bank make?
The typical home purchase mortgage loan The Vinton County N.A.tional Bank made was $365K; across all loan types its typical loan ran from $55K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Vinton County N.A.tional Bank lend?
The Vinton County N.A.tional Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Ohio.
Can I apply to The Vinton County N.A.tional Bank directly?
Yes. The Vinton County N.A.tional Bank is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Vinton County N.A.tional Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Vinton County N.A.tional Bank treats applications, then get a rate quote from the lender.