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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fairfield County, Ohio

Fat Boy Data analyzed home improvement loan activity in Fairfield County, Ohio, home to Lancaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,591 applications were decided by 94 lenders between 2023 and 2025.

Fairfield County at a glance

94Active lenders22 with 20+ decisions
65.4%Market approval rate1,695 of 2,591 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,582 loans funded

How Fairfield County compares

Approval rate compared
Fairfield County65.4%Ohio63.6%All 616 counties62.7%
Typical loan compared
Fairfield County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Fairfield County, OH, 305 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 64.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 50One lender: 34% approved of 47One lender: 39% approved of 109One lender: 44% approved of 32One lender: 47% approved of 34One lender: 52% approved of 42Kemba Financial Credit Union Inc: 58% approved of 235The Huntington National Bank: 60% approved of 524Fifth Third Bank, National Association: 61% approved of 205One lender: 61% approved of 109Wright-Patt Credit Union, Inc.: 64% approved of 145One lender: 67% approved of 45One lender: 67% approved of 30One lender: 73% approved of 143The Park National Bank: 78% approved of 216One lender: 79% approved of 127One lender: 82% approved of 22One lender: 85% approved of 78One lender: 86% approved of 21One lender: 87% approved of 31One lender: 94% approved of 64One lender: 96% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Fairfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank60%316 / 52497%$85K305
2Kemba Financial Credit Union Inc58%137 / 23597%$55K133
3The Park National Bank78%168 / 21698%$55K165
4Fifth Third Bank, National Association61%126 / 20595%$95K120
5Wright-Patt Credit Union, Inc.64%93 / 14586%$65K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 89 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Fairfield County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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