The Yellowstone Bank mortgage approval rate & lending review
The Yellowstone Bank decided 391 mortgage applications and funded 358 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Yellowstone Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Yellowstone Bank at a glance
Approval is 9.5 points above the 82.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 168 / 177 | 100% | $335K | 168 |
| Cash-out refinance | 80% | 33 / 41 | 100% | $295K | 33 |
| Refinance | 85% | 55 / 65 | 100% | $315K | 55 |
| Investment property purchase | 96% | 66 / 69 | 100% | $235K | 66 |
The Yellowstone Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 92% | $315K | 391 | 358 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Yellowstone Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Yellowstone County, MT | Mortgage lenders | 95% | 170 | 162 |
| Yellowstone County, MT | Investment property purchase | 95% | 59 | 56 |
| Yellowstone County, MT | Refinance | 84% | 61 | 51 |
| Yellowstone County, MT | Cash-out refinance | 79% | 34 | 27 |
The county markets where The Yellowstone Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Yellowstone Bank
What is The Yellowstone Bank's mortgage approval rate?
The Yellowstone Bank approved 91.6% of the 391 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 82.1% national rate for the same mix of loan types.
How often do borrowers take the loan The Yellowstone Bank offers?
Borrowers accepted 100% of the loans The Yellowstone Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Yellowstone Bank make?
The typical home purchase mortgage loan The Yellowstone Bank made was $335K; across all loan types its typical loan ran from $235K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Yellowstone Bank lend?
The Yellowstone Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Montana.
Can I apply to The Yellowstone Bank directly?
Yes. The Yellowstone Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Yellowstone Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Yellowstone Bank treats applications, then get a rate quote from the lender.