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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yellowstone County, Montana

Fat Boy Data analyzed cash-out refinance activity in Yellowstone County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,987 applications were decided by 122 lenders between 2023 and 2025.

Yellowstone County at a glance

122Active lenders23 with 20+ decisions
69.8%Market approval rate1,388 of 1,987 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,339 loans funded

How Yellowstone County compares

Approval rate compared
Yellowstone County69.8%Montana71.2%All 616 counties68.2%
Typical loan compared
Yellowstone County$155KMontana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yellowstone County, MT, 303 of them.

Billings approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical cash-out refinance here is $155K, 24% smaller than the Montana typical of $205K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 32% approved of 34American Financing Corporation: 36% approved of 22Amerisave Mortgage Corporation: 37% approved of 131Lakeview Loan Servicing, LLC: 44% approved of 32New Day Financial, LLC: 45% approved of 29New American Funding, LLC: 45% approved of 20Carrington Mortgage Services, LLC: 48% approved of 62Newrez LLC: 60% approved of 43Loandepot.Com, LLC: 62% approved of 61Freedom Mortgage Corporation: 63% approved of 73Glacier Bank: 65% approved of 26Valley Financial Credit Union: 66% approved of 256Flagstar Bank, National Association: 70% approved of 30Nationstar Mortgage LLC: 70% approved of 37Stockman Bank of Montana: 76% approved of 45Pennymac Loan Services, LLC: 77% approved of 43The Yellowstone Bank: 79% approved of 34United Wholesale Mortgage, LLC: 80% approved of 98Rocket Mortgage, LLC: 84% approved of 371Guild Mortgage Company LLC: 84% approved of 56Guaranteed Rate, Inc.: 86% approved of 21U.S. Bank National Association: 91% approved of 34Billings: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Yellowstone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%311 / 37197%$155K303
2Valley Financial Credit Union66%169 / 25699%$65K168
3Amerisave Mortgage Corporation37%48 / 13196%$115K46
4United Wholesale Mortgage, LLCBroker only80%78 / 9899%$285K77
5Freedom Mortgage Corporation63%46 / 73100%$275K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Yellowstone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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