Lender profile · HMDA 2023–2025
Traditions Bank mortgage approval rates & lending data
Traditions Bank decided 1,802 mortgage applications and funded 1,716 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,470 / 1,506 | 99% | $235K | 1,452 |
| Cash-out refinance | 87% | 40 / 46 | 100% | $165K | 40 |
| Refinance | 90% | 77 / 86 | 97% | $155K | 75 |
| Investment property purchase | 98% | 122 / 125 | 98% | $135K | 119 |
Traditions Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 96% | $235K | 1,748 | 1,666 |
| Maryland | 100% | $245K | 19 | 19 |
| Delaware | 100% | $165K | 8 | 8 |
| West Virginia | 100% | $445K | 7 | 4 |
| South Carolina | 100% | $495K | 6 | 6 |
| Florida | 100% | $115K | 4 | 4 |
| New Jersey | 100% | $415K | 3 | 3 |
| District of Columbia | 100% | $195K | 2 | 2 |
| North Carolina | 100% | $235K | 2 | 2 |
| New Hampshire | 100% | — | 1 | 0 |
| New York | 100% | $735K | 1 | 1 |
| Tennessee | 100% | $665K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.