Lender profile · HMDA 2023–2025
Truity Federal Credit Union mortgage approval rates & lending data
Truity Federal Credit Union decided 675 mortgage applications and funded 615 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 484 / 514 | 99% | $245K | 477 |
| Home improvement loans | 85% | 62 / 73 | 100% | $55K | 62 |
| Investment property purchase | 90% | 38 / 42 | 100% | $145K | 38 |
Truity Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 92% | $245K | 356 | 324 |
| Texas | 94% | $405K | 107 | 99 |
| Oklahoma | 94% | $265K | 77 | 71 |
| Missouri | 88% | $245K | 32 | 28 |
| Alaska | 100% | $665K | 23 | 23 |
| Arkansas | 89% | $105K | 19 | 16 |
| Florida | 90% | $455K | 10 | 9 |
| Colorado | 100% | $385K | 7 | 7 |
| California | 80% | $385K | 5 | 4 |
| Montana | 100% | $725K | 5 | 5 |
| Arizona | 75% | $285K | 4 | 3 |
| North Carolina | 75% | $245K | 4 | 3 |
| Illinois | 100% | $335K | 3 | 3 |
| New York | 100% | $145K | 3 | 3 |
| Pennsylvania | 67% | $455K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.