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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Dakota County, Minnesota

Fat Boy Data analyzed home purchase mortgage activity in Dakota County, Minnesota, home to Lakeville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,235 applications were decided by 408 lenders between 2023 and 2025.

Dakota County at a glance

408Active lenders103 with 20+ decisions
90.5%Market approval rate16,509 of 18,235 decided
$315KTypical loanmedian lender, $10K brackets
97%Borrower take-up16,066 loans funded

How Dakota County compares

Approval rate compared
Dakota County90.5%Minnesota92.4%All 616 counties87.6%
Typical loan compared
Dakota County$315KMinnesota$315KAll 616 counties$335K

What the data shows

Bell Bank made the most home purchase mortgages in Dakota County, MN, 1,272 of them.

New Market Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 66.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 161One lender: 26% approved of 567One lender: 39% approved of 464One lender: 67% approved of 67One lender: 81% approved of 90One lender: 82% approved of 78One lender: 83% approved of 338One lender: 83% approved of 84One lender: 84% approved of 434One lender: 91% approved of 65One lender: 91% approved of 68One lender: 92% approved of 215One lender: 93% approved of 341United Wholesale Mortgage, LLC: 93% approved of 970One lender: 93% approved of 237One lender: 93% approved of 75One lender: 94% approved of 434One lender: 94% approved of 186One lender: 94% approved of 155One lender: 94% approved of 386One lender: 94% approved of 217Lennar Mortgage, LLC: 95% approved of 608One lender: 95% approved of 77One lender: 95% approved of 79One lender: 96% approved of 77One lender: 96% approved of 130One lender: 96% approved of 575One lender: 96% approved of 209One lender: 96% approved of 461One lender: 96% approved of 165One lender: 97% approved of 86One lender: 97% approved of 543One lender: 97% approved of 96One lender: 97% approved of 424One lender: 98% approved of 255One lender: 98% approved of 215One lender: 98% approved of 86One lender: 98% approved of 310Fairway Independent Mortgage Corporation: 98% approved of 668Bell Bank: 98% approved of 1,306One lender: 98% approved of 95One lender: 98% approved of 152One lender: 98% approved of 325One lender: 98% approved of 62One lender: 98% approved of 266One lender: 99% approved of 135One lender: 99% approved of 154One lender: 99% approved of 84Crosscountry Mortgage, LLC: 99% approved of 635One lender: 99% approved of 297One lender: 99% approved of 203One lender: 99% approved of 118One lender: 99% approved of 119One lender: 99% approved of 123One lender: 99% approved of 133One lender: 100% approved of 236One lender: 100% approved of 66One lender: 100% approved of 66One lender: 100% approved of 65One lender: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Dakota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bell Bank98%1,278 / 1,306100%$325K1,272
2United Wholesale Mortgage, LLCBroker only93%904 / 97099%$345K895
3Fairway Independent Mortgage Corporation98%653 / 66898%$295K640
4Crosscountry Mortgage, LLC99%628 / 63599%$325K624
5Lennar Mortgage, LLC95%576 / 608100%$435K574

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 403 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Dakota County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Dakota County

Prosperity Home Mortgage, LLC21St Mortgage CorporationDhi Mortgage Company, Ltd.Triad Financial Services, Inc.Wings Financial Credit UnionRocket Mortgage, LLCU.S. Bank National AssociationRoyal Credit UnionLoandepot.Com, LLCTrustone Financial Credit UnionWells Fargo Bank, National AssociationNew American Funding, LLCLuminate Home Loans, Inc.Tradition Mortgage, LLCGuaranteed Rate Affinity, LLCGuaranteed Rate, Inc.Pennymac Loan Services, LLCM/I Financial, LLCSummit Mortgage CorporationPulte Mortgage LLCMovement Mortgage, LLCCmg Mortgage, Inc.Alerus Financial, National AssociationMortgage Research Center, LLCEverett Financial, Inc.Bankwest, Inc.The Huntington National BankCambria Financial Group, LLCGranite BankAmerican Neighborhood Mortgage Acceptance Company LLC

Other lending data for Dakota County

Home improvement loans in Dakota CountyCash-out refinance in Dakota CountyRefinance in Dakota CountyInvestment property purchase in Dakota CountyInvestment cash-out refinance in Dakota CountyInvestment refinance in Dakota CountyInvestment home improvement in Dakota County

Nearby markets

All lending in Dakota CountyCounty overviewMortgage lenders across MinnesotaStatewideHennepin CountyNearby countyRamsey CountyNearby countyScott CountyNearby county