Tyndall Federal Credit Union mortgage approval rate & lending review
Tyndall Federal Credit Union decided 2,059 mortgage applications and funded 1,549 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tyndall Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Tyndall Federal Credit Union at a glance
Approval is 4.0 points above the 72.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 515 / 588 | 99% | $245K | 510 |
| Home improvement loans | 71% | 647 / 915 | 99% | $55K | 640 |
| Cash-out refinance | 76% | 281 / 369 | 100% | $115K | 280 |
| Refinance | 57% | 42 / 74 | 98% | $125K | 41 |
| Investment property purchase | 87% | 47 / 54 | 100% | $225K | 47 |
| Investment home improvement | 41% | 12 / 29 | 100% | $65K | 12 |
Tyndall Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 74% | $115K | 1,269 | 926 |
| Alabama | 79% | $95K | 694 | 547 |
| Georgia | 79% | $75K | 28 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tyndall Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bay County, FL | Home improvement loans | 68% | 518 | 345 |
| Bay County, FL | Mortgage lenders | 85% | 332 | 279 |
| Bay County, FL | Cash-out refinance | 76% | 194 | 146 |
| Baldwin County, AL | Home improvement loans | 77% | 142 | 109 |
| Baldwin County, AL | Mortgage lenders | 94% | 69 | 64 |
| Mobile County, AL | Mortgage lenders | 91% | 69 | 63 |
| Houston County, AL | Home improvement loans | 81% | 73 | 58 |
| Baldwin County, AL | Cash-out refinance | 82% | 57 | 47 |
| Houston County, AL | Mortgage lenders | 90% | 49 | 44 |
| Mobile County, AL | Home improvement loans | 59% | 69 | 41 |
| Mobile County, AL | Cash-out refinance | 72% | 57 | 41 |
| Bay County, FL | Refinance | 63% | 41 | 26 |
The county markets where Tyndall Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Tyndall Federal Credit Union
What is Tyndall Federal Credit Union's mortgage approval rate?
Tyndall Federal Credit Union approved 75.9% of the 2,059 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.0 points above the 72.0% national rate for the same mix of loan types.
How often do borrowers take the loan Tyndall Federal Credit Union offers?
Borrowers accepted 99% of the loans Tyndall Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tyndall Federal Credit Union make?
The typical home improvement loan loan Tyndall Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tyndall Federal Credit Union lend?
Tyndall Federal Credit Union decided applications in 25 of the states Fat Boy Data covers, most of them in Florida, Alabama and Georgia.
Can I apply to Tyndall Federal Credit Union directly?
Yes. Tyndall Federal Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Tyndall Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tyndall Federal Credit Union treats applications, then get a rate quote from the lender.