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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Houston County, Alabama

Fat Boy Data analyzed home improvement loan activity in Houston County, Alabama, home to Dothan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 842 applications were decided by 49 lenders between 2023 and 2025.

Houston County at a glance

49Active lenders10 with 20+ decisions
66.3%Market approval rate558 of 842 decided
$55KTypical loanmedian lender, $10K brackets
92%Borrower take-up516 loans funded

How Houston County compares

Approval rate compared
Houston County66.3%Alabama62.3%All 616 counties62.7%
Typical loan compared
Houston County$55KAlabama$55KAll 616 counties$75K

What the data shows

All In Federal Credit Union made the most home improvement loans in Houston County, AL, 164 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

ServisFirst Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Only 2 lenders here typically write at or below $35K: PNC Bank, National Association, Navy Federal Credit Union.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 28Regions Bank: 44% approved of 178One lender: 48% approved of 21One lender: 50% approved of 22All In Federal Credit Union: 76% approved of 234Tyndall Federal Credit Union: 81% approved of 73Avadian: 82% approved of 33One lender: 96% approved of 23River Bank & Trust: 97% approved of 35One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1All In Federal Credit Union76%177 / 23493%$55K164
2Regions Bank44%78 / 17891%$45K71
3Tyndall Federal Credit Union81%59 / 7398%$45K58
4River Bank & Trust97%34 / 3597%$75K33
5Avadian82%27 / 33100%$55K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 44 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Houston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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