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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Houston County, Alabama

Fat Boy Data analyzed home improvement loan activity in Houston County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 842 applications were decided by 49 lenders between 2023 and 2025.

Houston County at a glance

49Active lenders10 with 20+ decisions
66.3%Market approval rate558 of 842 decided
$55KTypical loanmedian lender, $10K brackets
92%Borrower take-up516 loans funded

How Houston County compares

Approval rate compared
Houston County66.3%Alabama62.3%All 616 counties62.7%
Typical loan compared
Houston County$55KAlabama$55KAll 616 counties$75K

What the data shows

All In Federal Credit Union made the most home improvement loans in Houston County, AL, 164 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

ServisFirst Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Only 2 lenders here typically write at or below $35K: PNC Bank, National Association, Navy Federal Credit Union.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 28Regions Bank: 44% approved of 178Navy Federal Credit Union: 48% approved of 21PNC Bank, National Association: 50% approved of 22All In Federal Credit Union: 76% approved of 234Tyndall Federal Credit Union: 81% approved of 73Avadian: 82% approved of 33Coastal Community Bank: 96% approved of 23River Bank & Trust: 97% approved of 35ServisFirst Bank: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1All In Federal Credit Union76%177 / 23493%$55K164
2Regions Bank44%78 / 17891%$45K71
3Tyndall Federal Credit Union81%59 / 7398%$45K58
4River Bank & Trust97%34 / 3597%$75K33
5Avadian82%27 / 33100%$55K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Houston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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