U.S. Eagle mortgage approval rate & lending review
U.S. Eagle decided 263 mortgage applications and funded 201 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions U.S. Eagle reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
U.S. Eagle at a glance
Approval is 4.8 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 59 / 67 | 95% | $285K | 56 |
| Home improvement loans | 73% | 71 / 97 | 100% | $75K | 71 |
| Cash-out refinance | 83% | 24 / 29 | 100% | $85K | 24 |
| Refinance | 75% | 45 / 60 | 96% | $205K | 43 |
U.S. Eagle lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 79% | $205K | 262 | 201 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where U.S. Eagle lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bernalillo County, NM | Home improvement loans | 77% | 61 | 47 |
| Bernalillo County, NM | Refinance | 81% | 42 | 32 |
| Bernalillo County, NM | Cash-out refinance | 85% | 20 | 17 |
The county markets where U.S. Eagle made the most loans. Each link opens that market with every lender ranked.
Questions about U.S. Eagle
What is U.S. Eagle's mortgage approval rate?
U.S. Eagle approved 78.3% of the 263 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.8 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan U.S. Eagle offers?
Borrowers accepted 98% of the loans U.S. Eagle approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does U.S. Eagle make?
The typical home improvement loan loan U.S. Eagle made was $75K; across all loan types its typical loan ran from $75K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does U.S. Eagle lend?
U.S. Eagle decided applications in 2 of the states Fat Boy Data covers, most of them in New Mexico and Arizona.
Can I apply to U.S. Eagle directly?
Yes. U.S. Eagle is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show U.S. Eagle's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how U.S. Eagle treats applications, then get a rate quote from the lender.