refinance lenders · HMDA 2023–2025

Refinance lenders in Bernalillo County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Bernalillo County, New Mexico, home to Albuquerque, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,141 applications were decided by 205 lenders between 2023 and 2025.

Bernalillo County at a glance

205Active lenders45 with 20+ decisions
78.9%Market approval rate4,058 of 5,141 decided
$225KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,780 loans funded

How Bernalillo County compares

Approval rate compared
Bernalillo County78.9%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Bernalillo County$225KNew Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in Bernalillo County, NM, 795 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 71.

The typical mortgage refinance here is $225K, 15% smaller than the New Mexico typical of $265K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 25One lender: 24% approved of 21One lender: 32% approved of 114One lender: 44% approved of 59One lender: 53% approved of 32One lender: 54% approved of 46One lender: 55% approved of 92One lender: 56% approved of 27One lender: 58% approved of 31One lender: 60% approved of 141One lender: 60% approved of 47One lender: 61% approved of 33One lender: 64% approved of 122One lender: 67% approved of 52One lender: 68% approved of 40One lender: 68% approved of 31One lender: 72% approved of 58One lender: 74% approved of 57One lender: 76% approved of 21One lender: 76% approved of 21One lender: 77% approved of 171One lender: 77% approved of 31One lender: 78% approved of 50One lender: 81% approved of 42One lender: 82% approved of 60One lender: 82% approved of 77One lender: 82% approved of 40United Wholesale Mortgage, LLC: 83% approved of 468Nusenda: 84% approved of 977One lender: 84% approved of 190Kirtland Federal Credit Union: 84% approved of 245Rocket Mortgage, LLC: 85% approved of 322One lender: 86% approved of 21One lender: 87% approved of 23One lender: 87% approved of 85One lender: 87% approved of 125One lender: 89% approved of 27One lender: 90% approved of 21One lender: 92% approved of 24One lender: 92% approved of 40One lender: 93% approved of 55Freedom Mortgage Corporation: 94% approved of 191One lender: 96% approved of 45One lender: 97% approved of 61One lender: 97% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Bernalillo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda84%821 / 97797%$75K795
2United Wholesale Mortgage, LLCBroker only83%389 / 46894%$325K366
3Rocket Mortgage, LLC85%273 / 32290%$285K246
4Kirtland Federal Credit Union84%207 / 24595%$85K197
5Freedom Mortgage Corporation94%180 / 19182%$305K147

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 200 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Bernalillo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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