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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Bernalillo County, New Mexico

Fat Boy Data analyzed home improvement loan activity in Bernalillo County, New Mexico, home to Albuquerque, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,311 applications were decided by 102 lenders between 2023 and 2025.

Bernalillo County at a glance

102Active lenders25 with 20+ decisions
68.0%Market approval rate3,612 of 5,311 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,398 loans funded

How Bernalillo County compares

Approval rate compared
Bernalillo County68.0%New Mexico66.6%All 616 counties62.7%
Typical loan compared
Bernalillo County$55KNew Mexico$55KAll 616 counties$75K

What the data shows

Nusenda made the most home improvement loans in Bernalillo County, NM, 995 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 152Bank of America, National Association: 38% approved of 518One lender: 40% approved of 169One lender: 40% approved of 25One lender: 44% approved of 135One lender: 45% approved of 107One lender: 49% approved of 87One lender: 52% approved of 90One lender: 54% approved of 83BOKF, National Association: 55% approved of 398One lender: 57% approved of 28One lender: 66% approved of 129One lender: 72% approved of 131One lender: 75% approved of 373One lender: 76% approved of 72Kirtland Federal Credit Union: 77% approved of 375One lender: 77% approved of 61One lender: 78% approved of 37One lender: 79% approved of 33Nusenda: 80% approved of 1,287One lender: 85% approved of 20One lender: 89% approved of 35Sunward: 92% approved of 580One lender: 95% approved of 20One lender: 98% approved of 103

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Bernalillo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda80%1,033 / 1,28796%$55K995
2Sunward92%532 / 580100%$85K532
3Bank of America, National Association38%195 / 51895%$65K185
4BOKF, National Association55%217 / 39893%$55K202
5Kirtland Federal Credit Union77%288 / 37595%$55K273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 97 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Bernalillo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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