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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bernalillo County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in Bernalillo County, New Mexico, home to Albuquerque, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,336 applications were decided by 194 lenders between 2023 and 2025.

Bernalillo County at a glance

194Active lenders54 with 20+ decisions
69.8%Market approval rate5,123 of 7,336 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,822 loans funded

How Bernalillo County compares

Approval rate compared
Bernalillo County69.8%New Mexico69.1%All 616 counties68.2%
Typical loan compared
Bernalillo County$165KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bernalillo County, NM, 1,210 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 91Amerisave Mortgage Corporation: 31% approved of 510One lender: 39% approved of 57One lender: 43% approved of 110One lender: 46% approved of 209One lender: 50% approved of 139One lender: 51% approved of 55One lender: 51% approved of 70One lender: 52% approved of 242One lender: 56% approved of 71One lender: 57% approved of 87Loandepot.Com, LLC: 62% approved of 282One lender: 62% approved of 97One lender: 62% approved of 21One lender: 62% approved of 32One lender: 63% approved of 27One lender: 64% approved of 22One lender: 64% approved of 78One lender: 64% approved of 56One lender: 65% approved of 23One lender: 68% approved of 25One lender: 69% approved of 58One lender: 71% approved of 21One lender: 72% approved of 39One lender: 72% approved of 25One lender: 72% approved of 173One lender: 73% approved of 244One lender: 73% approved of 49One lender: 75% approved of 143One lender: 75% approved of 52One lender: 75% approved of 24One lender: 75% approved of 20One lender: 75% approved of 101One lender: 76% approved of 99One lender: 78% approved of 115Rocket Mortgage, LLC: 80% approved of 1,575One lender: 80% approved of 213One lender: 81% approved of 26United Wholesale Mortgage, LLC: 81% approved of 442One lender: 82% approved of 76One lender: 83% approved of 60One lender: 83% approved of 24One lender: 85% approved of 46One lender: 85% approved of 20One lender: 85% approved of 20One lender: 86% approved of 21Sunward: 87% approved of 382One lender: 90% approved of 60One lender: 91% approved of 55One lender: 91% approved of 22One lender: 92% approved of 26One lender: 94% approved of 171One lender: 96% approved of 25One lender: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bernalillo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,254 / 1,57596%$155K1,210
2Amerisave Mortgage Corporation31%157 / 51095%$105K149
3United Wholesale Mortgage, LLCBroker only81%358 / 44298%$225K350
4Sunward87%334 / 382100%$125K334
5Loandepot.Com, LLC62%174 / 28299%$205K172

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bernalillo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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