United Built Homes, L.L.C. mortgage approval rate & lending review
United Built Homes, L.L.C. decided 913 mortgage applications and funded 284 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions United Built Homes, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to ubh.com.
United Built Homes, L.L.C. at a glance
Approval is 30.2 points below the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 57% | 524 / 913 | 54% | $335K | 284 |
United Built Homes, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 59% | $335K | 592 | 193 |
| Arkansas | 55% | $335K | 173 | 42 |
| Louisiana | 51% | $275K | 110 | 32 |
| Oklahoma | 63% | $315K | 38 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where United Built Homes, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washington County, AR | Mortgage lenders | 59% | 74 | 19 |
| Smith County, TX | Mortgage lenders | 59% | 41 | 18 |
| Grayson County, TX | Mortgage lenders | 62% | 29 | 11 |
| Caddo Parish, LA | Mortgage lenders | 50% | 34 | 10 |
| Hunt County, TX | Mortgage lenders | 59% | 32 | 10 |
| Rapides Parish, LA | Mortgage lenders | 38% | 37 | 6 |
| Jefferson County, TX | Mortgage lenders | 15% | 33 | 1 |
The county markets where United Built Homes, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about United Built Homes, L.L.C.
What is United Built Homes, L.L.C.'s mortgage approval rate?
United Built Homes, L.L.C. approved 57.4% of the 913 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 30.2 points below the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan United Built Homes, L.L.C. offers?
Borrowers accepted 54% of the loans United Built Homes, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does United Built Homes, L.L.C. make?
The typical home purchase mortgage loan United Built Homes, L.L.C. made was $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does United Built Homes, L.L.C. lend?
United Built Homes, L.L.C. decided applications in 4 of the states Fat Boy Data covers, most of them in Texas, Arkansas and Louisiana.
Can I apply to United Built Homes, L.L.C. directly?
Yes. United Built Homes, L.L.C. reports as a direct lender that takes applications from borrowers. Its website is ubh.com.
Does this page show United Built Homes, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how United Built Homes, L.L.C. treats applications, then get a rate quote from the lender.