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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Smith County, Texas

Fat Boy Data analyzed home purchase mortgage activity in Smith County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,595 applications were decided by 406 lenders between 2023 and 2025.

Smith County at a glance

406Active lenders78 with 20+ decisions
74.5%Market approval rate7,894 of 10,595 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up7,392 loans funded

How Smith County compares

Approval rate compared
Smith County74.5%Texas84.0%All 616 counties87.6%
Typical loan compared
Smith County$265KTexas$315KAll 616 counties$335K

What the data shows

Cmg Mortgage, Inc. made the most home purchase mortgages in Smith County, TX, 608 of them.

Plains Commerce Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

Lenders approved 74.5% of home purchase mortgage applications in Smith County, TX, 9.5 percentage points below the Texas rate of 84.0%.

The typical home purchase mortgage here is $265K, 16% smaller than the Texas typical of $315K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 16% approved of 134CSL Financial, LLC: 21% approved of 57Vanderbilt Mortgage and Finance, Inc.: 23% approved of 269Credit Human Federal Credit Union: 23% approved of 111FirstBank: 25% approved of 65Countryplace Mortgage, Ltd.: 26% approved of 3921St Mortgage Corporation: 28% approved of 1,463Triad Financial Services, Inc.: 39% approved of 505Southside Bank: 58% approved of 184United Built Homes, L.L.C.: 59% approved of 41Prosperity Bank: 64% approved of 97Regions Bank: 70% approved of 53Bank of America, National Association: 72% approved of 47USAA Federal Savings Bank: 74% approved of 57Southwest Stage Funding, LLC: 81% approved of 37Kind Lending, LLC: 82% approved of 28Dhi Mortgage Company, Ltd.: 82% approved of 34Freedom Mortgage Corporation: 83% approved of 29Austin Bank, Texas National Association: 84% approved of 262Mann Financial Inc.: 85% approved of 52Texas National Bank of Jacksonville: 85% approved of 61Navy Federal Credit Union: 86% approved of 72Loandepot.Com, LLC: 86% approved of 29U.S. Bank National Association: 87% approved of 45Plaza Home Mortgage, Inc.: 87% approved of 39ALTRA Federal Credit Union: 88% approved of 180Cadence Bank: 89% approved of 175Rocket Mortgage, LLC: 90% approved of 493Guaranteed Rate, Inc.: 90% approved of 146Success Mortgage Partners, Inc.: 90% approved of 30JPMorgan Chase Bank, National Association: 90% approved of 92Citizens 1st Bank: 91% approved of 32First Choice Mh LLC: 91% approved of 56Texas Bank and Trust Company: 92% approved of 261Provident Funding Associates, L.P.: 92% approved of 53Eastman Credit Union: 93% approved of 41Wells Fargo Bank, National Association: 93% approved of 29Mortgage Research Center, LLC: 93% approved of 184Pennymac Loan Services, LLC: 93% approved of 46Highlands Residential Mortgage, Ltd.: 94% approved of 117United Wholesale Mortgage, LLC: 94% approved of 735Newrez LLC: 95% approved of 74Cardinal Financial Company, Limited Partnership: 95% approved of 141VeraBank, National Association: 95% approved of 123Guild Mortgage Company LLC: 96% approved of 240Hallmark Home Mortgage, LLC: 96% approved of 123Summit Funding, Inc.: 96% approved of 52Paramount Residential Mortgage Group, Inc.: 96% approved of 57Primary Residential Mortgage, Inc.: 97% approved of 177Ixonia Bank: 97% approved of 64Fairway Independent Mortgage Corporation: 97% approved of 130Mortgage Financial Services, LLC: 98% approved of 264Cmg Mortgage, Inc.: 98% approved of 683Crosscountry Mortgage, LLC: 99% approved of 71Platinum Eagle Mortgage LLC: 99% approved of 131Plains Commerce Bank: 100% approved of 39Canopy Mortgage, LLC: 100% approved of 39Origin Bank: 100% approved of 31Integrity Mortgage Corporation of Texas: 100% approved of 30Primelending, A Plainscapital Company: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Smith County

LenderApprovalApprovedTaken upTypical loanLoans made
121St Mortgage Corporation28%406 / 1,46392%$95K372
2United Wholesale Mortgage, LLCBroker only94%693 / 73599%$275K687
3Cmg Mortgage, Inc.98%668 / 68391%$245K608
4Triad Financial Services, Inc.39%197 / 50530%$85K60
5Rocket Mortgage, LLC90%442 / 49399%$255K437

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 401 more lenders.

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Nearby markets

All lending in Smith CountyCounty overviewMortgage lenders across TexasStatewideGregg CountyNearby county