United Mortgage Corp. mortgage approval rate & lending review
United Mortgage Corp. decided 7,583 mortgage applications and funded 5,673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions United Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to unitedmortgage.com.
United Mortgage Corp. at a glance
Approval is 11.7 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,723 / 4,992 | 84% | $535K | 3,951 |
| Cash-out refinance | 97% | 1,252 / 1,289 | 73% | $275K | 909 |
| Refinance | 96% | 336 / 349 | 69% | $455K | 232 |
| Investment property purchase | 93% | 532 / 574 | 71% | $335K | 380 |
| Investment cash-out refinance | 92% | 275 / 298 | 62% | $355K | 171 |
| Investment refinance | 90% | 70 / 78 | 39% | $395K | 27 |
United Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $535K | 3,359 | 2,516 |
| New Jersey | 96% | $475K | 1,137 | 831 |
| Pennsylvania | 96% | $195K | 792 | 653 |
| Florida | 91% | $395K | 678 | 461 |
| Texas | 97% | $225K | 375 | 291 |
| Ohio | 97% | $205K | 210 | 149 |
| South Carolina | 96% | $325K | 145 | 114 |
| Connecticut | 95% | $365K | 129 | 98 |
| Georgia | 93% | $275K | 86 | 65 |
| Nevada | 100% | $355K | 79 | 71 |
| Michigan | 97% | $225K | 59 | 43 |
| Colorado | 97% | $355K | 58 | 44 |
| North Carolina | 91% | $305K | 57 | 39 |
| Tennessee | 98% | $275K | 53 | 43 |
| Indiana | 95% | $155K | 44 | 31 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where United Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 97% | 1,058 | 907 |
| Nassau County, NY | Mortgage lenders | 95% | 547 | 440 |
| Luzerne County, PA | Mortgage lenders | 97% | 408 | 350 |
| Queens County, NY | Mortgage lenders | 92% | 407 | 309 |
| Ocean County, NJ | Mortgage lenders | 97% | 151 | 115 |
| Kings County, NY | Mortgage lenders | 91% | 132 | 90 |
| Westchester County, NY | Mortgage lenders | 94% | 102 | 74 |
| Essex County, NJ | Mortgage lenders | 93% | 99 | 73 |
| Bronx County, NY | Mortgage lenders | 93% | 95 | 71 |
| Suffolk County, NY | Cash-out refinance | 96% | 102 | 65 |
| Middlesex County, NJ | Mortgage lenders | 99% | 81 | 64 |
| Schuylkill County, PA | Mortgage lenders | 99% | 70 | 61 |
The county markets where United Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about United Mortgage Corp.
What is United Mortgage Corp.'s mortgage approval rate?
United Mortgage Corp. approved 94.8% of the 7,583 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan United Mortgage Corp. offers?
Borrowers accepted 79% of the loans United Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does United Mortgage Corp. make?
The typical home purchase mortgage loan United Mortgage Corp. made was $535K; across all loan types its typical loan ran from $275K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does United Mortgage Corp. lend?
United Mortgage Corp. decided applications in 39 of the states Fat Boy Data covers, most of them in New York, New Jersey and Pennsylvania.
Can I apply to United Mortgage Corp. directly?
Yes. United Mortgage Corp. reports as a direct lender that takes applications from borrowers. Its website is unitedmortgage.com.
Does this page show United Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how United Mortgage Corp. treats applications, then get a rate quote from the lender.