Lender profile · HMDA 2023–2025
Us Mortgage Corporation mortgage approval rates & lending data
Us Mortgage Corporation decided 4,511 mortgage applications and funded 4,026 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,297 / 3,609 | 99% | $315K | 3,274 |
| Cash-out refinance | 82% | 370 / 452 | 99% | $255K | 367 |
| Refinance | 82% | 117 / 143 | 97% | $315K | 114 |
| Investment property purchase | 92% | 200 / 217 | 98% | $255K | 197 |
| Investment cash-out refinance | 80% | 53 / 66 | 100% | $165K | 53 |
Us Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 91% | $315K | 1,429 | 1,283 |
| New York | 88% | $475K | 922 | 805 |
| New Jersey | 88% | $275K | 371 | 323 |
| Colorado | 92% | $425K | 248 | 223 |
| Texas | 96% | $375K | 225 | 211 |
| Florida | 84% | $375K | 212 | 179 |
| Kansas | 98% | $215K | 167 | 162 |
| Oklahoma | 96% | $215K | 163 | 156 |
| Pennsylvania | 83% | $155K | 134 | 110 |
| South Carolina | 93% | $255K | 123 | 114 |
| California | 97% | $385K | 90 | 87 |
| Louisiana | 94% | $195K | 65 | 61 |
| Ohio | 94% | $185K | 53 | 50 |
| Arizona | 98% | $245K | 50 | 49 |
| Michigan | 76% | $165K | 38 | 29 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.