Us Mortgage Corporation mortgage approval rate & lending review
Us Mortgage Corporation decided 4,511 mortgage applications and funded 4,026 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Us Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Us Mortgage Corporation at a glance
Approval is 4.9 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,297 / 3,609 | 99% | $315K | 3,274 |
| Cash-out refinance | 82% | 370 / 452 | 99% | $255K | 367 |
| Refinance | 82% | 117 / 143 | 97% | $315K | 114 |
| Investment property purchase | 92% | 200 / 217 | 98% | $255K | 197 |
| Investment cash-out refinance | 80% | 53 / 66 | 100% | $165K | 53 |
Us Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 91% | $315K | 1,429 | 1,283 |
| New York | 88% | $475K | 922 | 805 |
| New Jersey | 88% | $275K | 371 | 323 |
| Colorado | 92% | $425K | 248 | 223 |
| Texas | 96% | $375K | 225 | 211 |
| Florida | 84% | $375K | 212 | 179 |
| Kansas | 98% | $215K | 167 | 162 |
| Oklahoma | 96% | $215K | 163 | 156 |
| Pennsylvania | 83% | $155K | 134 | 110 |
| South Carolina | 93% | $255K | 123 | 114 |
| California | 97% | $385K | 90 | 87 |
| Louisiana | 94% | $195K | 65 | 61 |
| Ohio | 94% | $185K | 53 | 50 |
| Arizona | 98% | $245K | 50 | 49 |
| Michigan | 76% | $165K | 38 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Us Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Gwinnett County, GA | Mortgage lenders | 88% | 318 | 277 |
| Suffolk County, NY | Mortgage lenders | 92% | 182 | 168 |
| Cobb County, GA | Mortgage lenders | 96% | 160 | 152 |
| Sedgwick County, KS | Mortgage lenders | 99% | 135 | 133 |
| DeKalb County, GA | Mortgage lenders | 86% | 148 | 125 |
| Tulsa County, OK | Mortgage lenders | 96% | 127 | 122 |
| Nassau County, NY | Mortgage lenders | 89% | 113 | 101 |
| Richmond County, NY | Mortgage lenders | 92% | 104 | 95 |
| Clayton County, GA | Mortgage lenders | 89% | 84 | 75 |
| Douglas County, GA | Mortgage lenders | 96% | 70 | 67 |
| Camden County, NJ | Mortgage lenders | 94% | 70 | 66 |
| Paulding County, GA | Mortgage lenders | 91% | 65 | 58 |
The county markets where Us Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Us Mortgage Corporation
What is Us Mortgage Corporation's mortgage approval rate?
Us Mortgage Corporation approved 90.0% of the 4,511 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Us Mortgage Corporation offers?
Borrowers accepted 99% of the loans Us Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Us Mortgage Corporation make?
The typical home purchase mortgage loan Us Mortgage Corporation made was $315K; across all loan types its typical loan ran from $165K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Us Mortgage Corporation lend?
Us Mortgage Corporation decided applications in 40 of the states Fat Boy Data covers, most of them in Georgia, New York and New Jersey.
Can I apply to Us Mortgage Corporation directly?
Yes. Us Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Us Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Us Mortgage Corporation treats applications, then get a rate quote from the lender.