Lender profile · HMDA 2023–2025
USX Federal Credit Union mortgage approval rates & lending data
USX Federal Credit Union decided 336 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 73% | 101 / 138 | 99% | $55K | 100 |
| Refinance | 84% | 151 / 180 | 99% | $95K | 150 |
USX Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 79% | $95K | 332 | 259 |
| Ohio | 100% | $55K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.