Velocio Mortgage L.L.C. mortgage approval rate & lending review
Velocio Mortgage L.L.C. decided 15,119 mortgage applications and funded 14,347 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Velocio Mortgage L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to houseloan.com.
Velocio Mortgage L.L.C. at a glance
Approval is 7.6 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 13,510 / 14,203 | 100% | $355K | 13,458 |
| Investment property purchase | 97% | 880 / 907 | 100% | $255K | 880 |
Velocio Mortgage L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $325K | 8,591 | 8,131 |
| Arizona | 95% | $445K | 3,708 | 3,519 |
| South Carolina | 96% | $315K | 1,237 | 1,181 |
| North Carolina | 96% | $325K | 991 | 946 |
| Florida | 97% | $405K | 590 | 568 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Velocio Mortgage L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 95% | 2,016 | 1,919 |
| Bexar County, TX | Mortgage lenders | 96% | 1,972 | 1,883 |
| Pinal County, AZ | Mortgage lenders | 95% | 1,562 | 1,476 |
| Williamson County, TX | Mortgage lenders | 93% | 1,345 | 1,253 |
| Collin County, TX | Mortgage lenders | 97% | 679 | 657 |
| Harris County, TX | Mortgage lenders | 96% | 666 | 635 |
| Tarrant County, TX | Mortgage lenders | 93% | 686 | 635 |
| Berkeley County, SC | Mortgage lenders | 96% | 578 | 553 |
| Hays County, TX | Mortgage lenders | 94% | 524 | 493 |
| Montgomery County, TX | Mortgage lenders | 94% | 439 | 408 |
| Dorchester County, SC | Mortgage lenders | 96% | 368 | 354 |
| Wake County, NC | Mortgage lenders | 95% | 336 | 316 |
The county markets where Velocio Mortgage L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Velocio Mortgage L.L.C.
What is Velocio Mortgage L.L.C.'s mortgage approval rate?
Velocio Mortgage L.L.C. approved 95.2% of the 15,119 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Velocio Mortgage L.L.C. offers?
Borrowers accepted 100% of the loans Velocio Mortgage L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Velocio Mortgage L.L.C. make?
The typical home purchase mortgage loan Velocio Mortgage L.L.C. made was $355K; across all loan types its typical loan ran from $255K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Velocio Mortgage L.L.C. lend?
Velocio Mortgage L.L.C. decided applications in 6 of the states Fat Boy Data covers, most of them in Texas, Arizona and South Carolina.
Can I apply to Velocio Mortgage L.L.C. directly?
Yes. Velocio Mortgage L.L.C. reports as a direct lender that takes applications from borrowers. Its website is houseloan.com.
Does this page show Velocio Mortgage L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Velocio Mortgage L.L.C. treats applications, then get a rate quote from the lender.