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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Harris County, Texas

Fat Boy Data analyzed home purchase mortgage activity in Harris County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 147,407 applications were decided by 906 lenders between 2023 and 2025.

Harris County at a glance

906Active lenders349 with 20+ decisions
82.4%Market approval rate121,512 of 147,407 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up116,247 loans funded

How Harris County compares

Approval rate compared
Harris County82.4%Texas84.0%All 616 counties87.6%
Typical loan compared
Harris County$285KTexas$315KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Harris County, TX, 5,611 of them.

Legend Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 623.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 12% approved of 64421St Mortgage Corporation: 16% approved of 2,809Vanderbilt Mortgage and Finance, Inc.: 18% approved of 4,309Tammac Holdings Corporation: 23% approved of 1,011Triad Financial Services, Inc.: 39% approved of 1,927Navy Federal Credit Union: 68% approved of 1,166Frost Bank: 69% approved of 598Flagstar Bank, National Association: 71% approved of 1,410Wells Fargo Bank, National Association: 71% approved of 963Bank of America, National Association: 73% approved of 1,970Kind Lending, LLC: 74% approved of 1,233K. Hovnanian American Mortgage, L.L.C.: 75% approved of 753Lennar Mortgage, LLC: 76% approved of 5,607Pulte Mortgage LLC: 78% approved of 1,002Prosperity Bank: 80% approved of 1,312Pennymac Loan Services, LLC: 81% approved of 1,069Plaza Home Mortgage, Inc.: 83% approved of 1,138Zions Bancorporation, N.A.: 83% approved of 996Newrez LLC: 83% approved of 605Rocket Mortgage, LLC: 84% approved of 6,781Freedom Mortgage Corporation: 84% approved of 878Mortgage Research Center, LLC: 84% approved of 1,532Ocmbc, Inc.: 85% approved of 581U.S. Bank National Association: 85% approved of 666Kbhs Home Loans, LLC: 85% approved of 1,356Loandepot.Com, LLC: 86% approved of 2,665Dhi Mortgage Company, Ltd.: 86% approved of 3,381Taylor Morrison Home Funding, Inc.: 87% approved of 1,648The Loan Store, Inc.: 88% approved of 654JPMorgan Chase Bank, National Association: 88% approved of 4,295United Wholesale Mortgage, LLC: 89% approved of 13,859Everett Financial, Inc.: 90% approved of 1,136Amcap Mortgage, Ltd.: 90% approved of 702Cadence Bank: 91% approved of 2,297Interlinc Mortgage Services, LLC: 91% approved of 1,362Securitynational Mortgage Company: 91% approved of 833Cardinal Financial Company, Limited Partnership: 91% approved of 1,093Guaranteed Rate, Inc.: 93% approved of 991Ark-La-Tex Financial Services, LLC.: 93% approved of 1,333Movement Mortgage, LLC: 93% approved of 684Provident Funding Associates, L.P.: 93% approved of 909Union Home Mortgage Corp.: 94% approved of 649Primelending, A Plainscapital Company: 94% approved of 1,595New American Funding, LLC: 94% approved of 2,075Nations Reliable Lending, LLC: 94% approved of 1,400Network Funding, L.P.: 94% approved of 1,498T2 Financial LLC: 94% approved of 1,012Cornerstone Capital Bank, Ssb: 95% approved of 1,420Cmg Mortgage, Inc.: 95% approved of 3,645Guild Mortgage Company LLC: 95% approved of 1,726Fairway Independent Mortgage Corporation: 95% approved of 2,043Guaranteed Rate Affinity, LLC: 96% approved of 697Gateway First Bank: 96% approved of 916Paramount Residential Mortgage Group, Inc.: 96% approved of 1,012Velocio Mortgage L.L.C.: 96% approved of 666Clm Mortgage, Inc.: 97% approved of 1,045Crosscountry Mortgage, LLC: 97% approved of 1,726Click N' Close, Inc.: 97% approved of 829Highlands Residential Mortgage, Ltd.: 98% approved of 644Legend Lending Corporation: 99% approved of 623

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%12,330 / 13,85999%$285K12,188
2Rocket Mortgage, LLC84%5,672 / 6,78199%$285K5,611
3Lennar Mortgage, LLC76%4,239 / 5,60799%$265K4,217
4Vanderbilt Mortgage and Finance, Inc.18%754 / 4,30986%$85K645
5JPMorgan Chase Bank, National Association88%3,782 / 4,29598%$305K3,703

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 901 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Harris County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Harris County

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Nearby markets

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