Victory Mortgage, L.L.C. mortgage approval rate & lending review
Victory Mortgage, L.L.C. decided 5,354 mortgage applications and funded 5,085 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Victory Mortgage, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to victorymortgage.com.
Victory Mortgage, L.L.C. at a glance
Approval is 7.6 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,816 / 5,061 | 100% | $365K | 4,816 |
| Refinance | 95% | 58 / 61 | 100% | $305K | 58 |
| Investment property purchase | 91% | 181 / 198 | 100% | $215K | 181 |
Victory Mortgage, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 95% | $395K | 2,679 | 2,553 |
| Kentucky | 96% | $325K | 1,467 | 1,410 |
| Indiana | 95% | $535K | 493 | 466 |
| Missouri | 90% | $445K | 327 | 293 |
| Georgia | 93% | $345K | 321 | 300 |
| Florida | 94% | $435K | 67 | 63 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Victory Mortgage, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kenton County, KY | Mortgage lenders | 97% | 680 | 660 |
| Clermont County, OH | Mortgage lenders | 96% | 529 | 510 |
| Warren County, OH | Mortgage lenders | 97% | 513 | 499 |
| Boone County, KY | Mortgage lenders | 96% | 440 | 422 |
| Franklin County, OH | Mortgage lenders | 96% | 300 | 287 |
| Jefferson County, KY | Mortgage lenders | 94% | 277 | 260 |
| Greene County, OH | Mortgage lenders | 96% | 265 | 255 |
| St. Charles County, MO | Mortgage lenders | 89% | 265 | 237 |
| Hamilton County, IN | Mortgage lenders | 97% | 225 | 218 |
| Delaware County, OH | Mortgage lenders | 95% | 189 | 180 |
| Montgomery County, OH | Mortgage lenders | 94% | 190 | 179 |
| Hamilton County, OH | Mortgage lenders | 96% | 135 | 129 |
The county markets where Victory Mortgage, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Victory Mortgage, L.L.C.
What is Victory Mortgage, L.L.C.'s mortgage approval rate?
Victory Mortgage, L.L.C. approved 95.0% of the 5,354 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Victory Mortgage, L.L.C. offers?
Borrowers accepted 100% of the loans Victory Mortgage, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Victory Mortgage, L.L.C. make?
The typical home purchase mortgage loan Victory Mortgage, L.L.C. made was $365K; across all loan types its typical loan ran from $215K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Victory Mortgage, L.L.C. lend?
Victory Mortgage, L.L.C. decided applications in 6 of the states Fat Boy Data covers, most of them in Ohio, Kentucky and Indiana.
Can I apply to Victory Mortgage, L.L.C. directly?
Yes. Victory Mortgage, L.L.C. reports as a direct lender that takes applications from borrowers. Its website is victorymortgage.com.
Does this page show Victory Mortgage, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Victory Mortgage, L.L.C. treats applications, then get a rate quote from the lender.