Wall Street Mortgage Bankers, Ltd. mortgage approval rate & lending review
Wall Street Mortgage Bankers, Ltd. decided 1,507 mortgage applications and funded 1,163 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wall Street Mortgage Bankers, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wall Street Mortgage Bankers, Ltd. at a glance
Approval is 4.1 points below the 82.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 527 / 640 | 99% | $705K | 520 |
| Cash-out refinance | 67% | 114 / 171 | 100% | $725K | 114 |
| Refinance | 84% | 106 / 126 | 96% | $1M | 102 |
| Investment property purchase | 80% | 260 / 325 | 98% | $575K | 256 |
| Investment cash-out refinance | 72% | 146 / 204 | 100% | $485K | 146 |
| Investment refinance | 61% | 25 / 41 | 100% | $775K | 25 |
Wall Street Mortgage Bankers, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 75% | $575K | 781 | 577 |
| California | 82% | $1.05M | 330 | 265 |
| New Jersey | 82% | $485K | 177 | 145 |
| Florida | 81% | $705K | 134 | 107 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wall Street Mortgage Bankers, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kings County, NY | Mortgage lenders | 78% | 83 | 65 |
| Richmond County, NY | Mortgage lenders | 84% | 63 | 53 |
| Kings County, NY | Investment property purchase | 75% | 51 | 38 |
| Richmond County, NY | Investment property purchase | 95% | 40 | 38 |
| Kings County, NY | Investment cash-out refinance | 50% | 50 | 25 |
| Suffolk County, NY | Investment cash-out refinance | 88% | 25 | 22 |
| Kings County, NY | Cash-out refinance | 66% | 29 | 19 |
| Queens County, NY | Investment property purchase | 76% | 21 | 15 |
| Suffolk County, NY | Investment property purchase | 75% | 20 | 15 |
The county markets where Wall Street Mortgage Bankers, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about Wall Street Mortgage Bankers, Ltd.
What is Wall Street Mortgage Bankers, Ltd.'s mortgage approval rate?
Wall Street Mortgage Bankers, Ltd. approved 78.2% of the 1,507 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.1 points below the 82.2% national rate for the same mix of loan types.
How often do borrowers take the loan Wall Street Mortgage Bankers, Ltd. offers?
Borrowers accepted 99% of the loans Wall Street Mortgage Bankers, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wall Street Mortgage Bankers, Ltd. make?
The typical home purchase mortgage loan Wall Street Mortgage Bankers, Ltd. made was $705K; across all loan types its typical loan ran from $485K to $1M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wall Street Mortgage Bankers, Ltd. lend?
Wall Street Mortgage Bankers, Ltd. decided applications in 17 of the states Fat Boy Data covers, most of them in New York, California and New Jersey.
Can I apply to Wall Street Mortgage Bankers, Ltd. directly?
Yes. Wall Street Mortgage Bankers, Ltd. reports as a direct lender that takes applications from borrowers.
Does this page show Wall Street Mortgage Bankers, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wall Street Mortgage Bankers, Ltd. treats applications, then get a rate quote from the lender.