Washington Trust Mortgage Company LLC mortgage approval rate & lending review
Washington Trust Mortgage Company LLC decided 2,163 mortgage applications and funded 1,975 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Washington Trust Mortgage Company LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to wtm.com.
Washington Trust Mortgage Company LLC at a glance
Approval is 7.7 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,459 / 1,539 | 98% | $595K | 1,436 |
| Cash-out refinance | 73% | 61 / 84 | 100% | $435K | 61 |
| Refinance | 95% | 181 / 190 | 96% | $535K | 173 |
| Investment property purchase | 92% | 253 / 276 | 99% | $485K | 251 |
| Investment cash-out refinance | 81% | 21 / 26 | 90% | $535K | 19 |
| Investment refinance | 81% | 29 / 36 | 93% | $445K | 27 |
Washington Trust Mortgage Company LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $595K | 1,718 | 1,572 |
| Connecticut | 94% | $345K | 234 | 210 |
| Rhode Island | 97% | $395K | 158 | 148 |
| New Hampshire | 85% | $335K | 53 | 45 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Washington Trust Mortgage Company LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, MA | Mortgage lenders | 95% | 510 | 481 |
| Norfolk County, MA | Mortgage lenders | 96% | 186 | 179 |
| Suffolk County, MA | Mortgage lenders | 95% | 185 | 170 |
| Worcester County, MA | Mortgage lenders | 97% | 136 | 132 |
| Middlesex County, MA | Investment property purchase | 91% | 77 | 70 |
| Essex County, MA | Mortgage lenders | 99% | 70 | 69 |
| Suffolk County, MA | Investment property purchase | 96% | 73 | 69 |
| Capitol Planning Region, CT | Mortgage lenders | 95% | 76 | 67 |
| Providence County, RI | Mortgage lenders | 94% | 70 | 64 |
| Plymouth County, MA | Mortgage lenders | 91% | 56 | 51 |
| Middlesex County, MA | Refinance | 94% | 53 | 48 |
| Bristol County, MA | Mortgage lenders | 90% | 52 | 46 |
The county markets where Washington Trust Mortgage Company LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Washington Trust Mortgage Company LLC
What is Washington Trust Mortgage Company LLC's mortgage approval rate?
Washington Trust Mortgage Company LLC approved 93.1% of the 2,163 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.7 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Washington Trust Mortgage Company LLC offers?
Borrowers accepted 98% of the loans Washington Trust Mortgage Company LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Washington Trust Mortgage Company LLC make?
The typical home purchase mortgage loan Washington Trust Mortgage Company LLC made was $595K; across all loan types its typical loan ran from $435K to $595K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Washington Trust Mortgage Company LLC lend?
Washington Trust Mortgage Company LLC decided applications in 4 of the states Fat Boy Data covers, most of them in Massachusetts, Connecticut and Rhode Island.
Can I apply to Washington Trust Mortgage Company LLC directly?
Yes. Washington Trust Mortgage Company LLC reports as a direct lender that takes applications from borrowers. Its website is wtm.com.
Does this page show Washington Trust Mortgage Company LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Washington Trust Mortgage Company LLC treats applications, then get a rate quote from the lender.