Lender profile · HMDA 2023–2025
Wayne Bank mortgage approval rates & lending data
Wayne Bank decided 417 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 95 / 120 | 99% | $275K | 94 |
| Home improvement loans | 63% | 87 / 138 | 93% | $75K | 81 |
| Refinance | 69% | 33 / 48 | 100% | $95K | 33 |
| Investment property purchase | 95% | 72 / 76 | 96% | $175K | 69 |
Wayne Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 75% | $235K | 322 | 232 |
| New York | 76% | $95K | 95 | 71 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.