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investment property lenders · HMDA 2023–2025

Investment property lenders in Luzerne County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in Luzerne County, Pennsylvania, home to Wilkes-Barre, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,886 applications were decided by 224 lenders between 2023 and 2025.

Luzerne County at a glance

224Active lenders21 with 20+ decisions
86.0%Market approval rate1,622 of 1,886 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,516 loans funded

How Luzerne County compares

Approval rate compared
Luzerne County86.0%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
Luzerne County$145KPennsylvania$175KAll 616 counties$255K

What the data shows

The Luzerne Bank made the most investment property mortgages in Luzerne County, PA, 145 of them.

Journey Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

The typical investment property mortgage here is $145K, 17% smaller than the Pennsylvania typical of $175K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 59% approved of 39One lender: 70% approved of 20One lender: 75% approved of 20Kiavi Funding, Inc.: 79% approved of 133One lender: 80% approved of 49One lender: 81% approved of 21One lender: 83% approved of 46One lender: 86% approved of 36One lender: 89% approved of 27Loan Funder LLC: 89% approved of 84Community Bank, National Association: 91% approved of 64One lender: 92% approved of 26First Keystone Community Bank: 96% approved of 112One lender: 97% approved of 32One lender: 97% approved of 32The Luzerne Bank: 97% approved of 162One lender: 97% approved of 34One lender: 98% approved of 54One lender: 100% approved of 49One lender: 100% approved of 22One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Luzerne County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Luzerne Bank97%157 / 16292%$125K145
2Kiavi Funding, Inc.79%105 / 13395%$155K100
3First Keystone Community Bank96%107 / 11299%$115K106
4Loan Funder LLC89%75 / 8496%$145K72
5Community Bank, National Association91%58 / 6498%$145K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 219 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Luzerne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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